Consumer Protection Attorneys

Consumer Protection Attorneys

What is Consumer Protection Law

Although most businesses operate in a fair and legal manner, thousands of people nationwide (and even worldwide) lose money to unscrupulous advertising, marketing, business and financial practices, as well as consumer fraud. Consumer protection law is the set of laws enacted by Congress that the Federal Trade Commission (FTC) Bureau of Consumer Protection enforces. Consumer protection law also encompasses the trade regulation rules issued by the FTC to protect consumers against unfair, deceptive, or fraudulent advertising, marketing and financial practices.

FTC Bureau of Consumer Protection

The FTC Bureau of Consumer Protection is divided into these divisions:

• The Division of Advertising Practices - protects consumers from deceptive and unsubstantiated advertising.
  
  
• The Division of Enforcement - enforces consumer protection laws, rules and guidelines in these and other ways: investigating and prosecuting civil actions to stop fraudulent, unfair or deceptive marketing and advertising practices.
  
  
• The Division of Financial Practices - enforces consumer credit statutes, including: the Consumer Leasing Act, Credit Practices Rule, Equal Credit Opportunity Act, Fair Credit Billing Act, Electronic Fund Transfer Act, Fair Credit Reporting Act, Fair Debt Collection Practices Act, Gramm-Leach-Bliley Act, Holder-In-Due-Course Rule, and Truth in Lending Act.
  
  
• The Division of Marketing Practices - enforces federal consumer protection laws to protect consumers from fraudulent marketing practices.
  
  
• The Division of Planning & Information - collects and analyzes data to target law enforcement and education efforts and measure the impact of activities related to the FTC's mission to protect consumers.
  
  
• The International Division of Consumer Protection - promoting consumer confidence in international marketplaces.
  
  
• The Office of Consumer and Business Education - plans and implements public education campaigns for consumers and industry about fraud, deception, and unfair practices.

Should I hire a Consumer Protection Attorney?

Do you have a claim against a business for credit report inaccuracies, debt collection harassment, auto fraud, or lemon law? If so, you need a consumer protection attorney. You also need to consult with a consumer protection attorney if you believe a business is guilty of unfair or deceptive sales practices or business acts and practices.

The following are some of the areas that are covered under consumer protection laws:

Use the form on this page to find a qualified consumer protection attorney if you are party to a consumer law dispute or if you need legal advice about consumer law related matters.