When you're filing for bankruptcy, it is critical to understand your legal rights. Bankruptcy laws protect consumers from financial ruin and the potential to be abused by creditors. By allowing consumers to have their qualifying debts eliminated, bankruptcy offers all Americans a second chance at controlling their debt.

Financial problems can be deeply disturbing and extremely stressful. You should not feel alone or embarrassed about considering bankruptcy. It is only natural that you would prefer to pay your bills, but bankruptcy may be your best option if you are not able to pay all of your debt.

As a skilled Tempe Bankruptcy Lawyer, I have helped clients throughout Arizona reorganize and eliminate debt, saving homes, cars and wages from overly aggressive creditors. I am highly qualified and have the know-how complex new bankruptcy laws demand. I have practiced bankruptcy law for more than 28 years. I founded my Firm in 1985 to represent consumer bankruptcy debtors. Since that time, I have filed over 4,000 cases. My Firm represents only consumer bankruptcy debtors.

I can advise you of all your legal options and help you decide if bankruptcy is the best choice for you. I provide professional, reliable counseling in the following areas:

• Foreclosures
• Credit Harassment
• Garnishment
  
• Repossession
  
• Tax Liens and Levies
• New Bankruptcy Laws
• Chapter 7 Bankruptcy
  
• Chapter 13 Bankruptcy
  
• Chapter 11 Bankruptcy
  
• Real Estate
• Credit Counseling
• Debt Consolidation
• Petitions
• Adversary Proceedings
  

Bankruptcy law is a unique type of law based on forgiveness rather than punishment. As of October 17, 2005, the Bankruptcy Abuse Prevention and Consumer Protection Act took effect, enforcing tougher restrictions on consumers trying to file under Chapter 7 bankruptcy. As a respected Tempe Bankruptcy Lawyer, I have the necessary expertise to determine the qualifications you must meet in order to file for bankruptcy.

I am a past chairman of the Consumer Debtor subsection of the Bankruptcy Section of the State Bar of Arizona and have received the Phoenix Bankruptcy Trustees’ Recognition of Excellence Award. I personally handle every case.

If you or someone you know in Arizona needs the assistance of an experienced Tempe Bankruptcy Lawyer, call Attorney Charles Sabo today at 866-691-7929, or complete the contact form provided on this site to schedule your free consultation.