Providing Superior and Affordable Bankruptcy, Debt Consolidation and Negotiation Services

When you're filing for bankruptcy, it is critical to understand your legal rights. Bankruptcy laws protect consumers from financial ruin and the potential to be abused by outstanding creditors. By allowing consumers to have their qualifying debts eliminated, bankruptcy offers all Americans a second chance at controlling their debt.  Attorney Evelyn Johnson recognizes that financial hardships can happen to anyone, and consumers who fall into this category sometimes do not have the ability to comply with creditors’ repayment demands and a fresh start.

Financial problems can be deeply disturbing and extremely stressful. You should not feel alone or embarrassed about considering bankruptcy. It is only natural that you would prefer to pay your bills, but bankruptcy may be your best option if you are not able to pay all of your debt.  Southern California bankruptcy lawyer Evelyn Johnson will help you to determine the best course of action possible in the following areas:

• New Bankruptcy Laws
• Chapter 7 Bankruptcy
• Chapter 13 Bankruptcy
• Debt Consolidation
• Wage Garnishments/Judgements
  
• Federal, State, and Local Tax Assements
  
• Foreclosure

As of October 17, 2005, the Bankruptcy Abuse Prevention and Consumer Protection Act took effect, enforcing tougher restrictions on consumers trying to file under Chapter 7 bankruptcy.  Evelyn Johnson will advise you of your legal rights as these new bankruptcy laws enter their infancy stages, and will fight to keep your bankruptcy rights protected in the future.

Bankruptcy law is a unique type of law based on forgiveness rather than punishment.  Evelyn Johnson uses the bankruptcy laws to assist you when your only way out of financial hardship is the cancellation of debt. She has the necessary experience to determine the qualifications you must meet in order to file for bankruptcy.  For over 12 years, Attorney Johnson's firm has provided affordable debt relief solutions to thousands of clients throughout the Greater San Diego area and Imperial County. Evelyn always provides her clients with superior, cost-efficient and value-oriented legal services in a compassionate and respectful manner. Initial consultations are free, and payment plans are available.

"I can stop the harassing phone calls from bill collectors, as well as foreclosures, garnishments and IRS collections, and protect your assets."

-Evelyn Johnson

If you or someone you know needs debt consolidation legal counsel or the assistance of an experienced San Diego, California bankruptcy lawyer, contact Attorney Evelyn Johnson today toll free at 866-736-1844, or use the contact form provided on this site to arrange for your free initial consultation.