Adair & Myers, P.L.L.C. is a Houston, Texas law firm serving individuals and small- to mid-sized businesses in all aspects of bankruptcy law. Attorney Thomas Graves, the Firm’s Managing Member, specializes in representing debtors and creditors in bankruptcy matters throughout the Houston metroplex.

Adair & Myers helps individuals and companies determine the best course of action possible in the following areas:

• Debtor and Creditor Law
• New Bankruptcy Laws
• Chapter 7 Bankruptcy
• Chapter 11 Bankruptcy
• Chapter 12 Bankruptcy
• Debt Consolidation
• Petitions
• Motions for Relief from Stay
• Objections to Discharge
• Adversary Complaints
• Bankruptcy Fraud

Debtor Representation:
When you're filing for bankruptcy, it is critical to understand your legal rights. Bankruptcy laws protect consumers from financial ruin and the potential to be abused by creditors. By allowing consumers to have their qualifying debts eliminated, bankruptcy offers all Americans a second chance at controlling their debt. Adair & Myers recognizes that financial hardships can happen to anyone, and consumers who fall into this category sometimes do not have the ability to comply with creditors’ repayment demands.

Financial problems can be deeply disturbing and extremely stressful. You should not feel alone or embarrassed about considering bankruptcy. It is only natural that you would prefer to pay your bills, but bankruptcy may be your best option if you are not able to pay all of your debt. When you're filing for bankruptcy, it is critical to understand your legal rights. As of October 17, 2005, the Bankruptcy Abuse Prevention and Consumer Protection Act took effect, enforcing tougher restrictions on consumers trying to file under Chapter 7 bankruptcy. Adair & Myers will advise you of your legal rights under the new bankruptcy law, and will fight to keep your bankruptcy rights protected in the future.

Bankruptcy law is a unique type of law based on forgiveness rather than punishment. Adair & Myers uses bankruptcy laws to assist you when your only way out of financial hardship is the cancellation of debt. With more than 100 years of combined legal experience, the bankruptcy lawyers of Adair & Myers provide superior, cost-efficient and value-oriented legal services in a compassionate and respectful manner to clients in the greater Houston metropolitan area.

Creditor Representation:
Debt relief is not solely for debtors. As a creditor, you have legal rights to reclaim your finances.

Attorneys Marc D. Myers and Thomas Graves of Adair & Myers expertly handle matters involving creditor rights, creditor collections and claim and delivery. Based in Houston, Texas, Adair & Myers, fights for the legal rights of creditors and provides expert creditor collection solutions to clients located in the Houston metroplex, including Houston, The Woodlands, Sugar Land, Richmond, Rosenberg, Katy, Kingwood, Clear Lake, Texas City, Galveston, and Angleton. We also serve clients in Harris County, Montgomery County, Liberty County, Chambers County, Galveston County, Brazoria County, Fort Bend County, and Waller County.

The Bankruptcy Abuse Prevention and Consumer Protection Act enforces tougher restrictions on debtors trying to file under Chapter 7 bankruptcy, making it easier for creditors to collect money that is owed to them. Typically, creditors get a bankruptcy notice and assume they have neither rights nor alternatives with respect to their claim against the debtor. However, creditors in bankruptcy are entitled to:

• Share in any distribution from the bankruptcy estate according to the priority of their claim. Most unsecured, non-wage claims come low in the priority scheme, and may receive little or nothing.
• Be heard by the court in matters concerning the debtor's plan (in chapters 11, 12, and 13), the liquidation of the debtor's non-exempt assets, and payments from the assets of the estate.
• Challenge an individual debtor's right to a discharge or to discharge the creditor's particular debt.

"Our firm takes a pragmatic approach to practicing law, with an emphasis on creative problem-solving. Being an advocate is not limited to simply filing a lawsuit, but also requires understanding our client’s goals and determining how best to assist in their realization."

-Houston, Texas Bankruptcy Attorney Thomas Graves

"Adair & Myers understands that each client is different. Rather than offering boilerplate responses to client concerns, we craft legal solutions suited to the individual circumstances of the business client. We offer the service and experience of a large firm with greater accessibility, more reasonable fees, and the flexibility to tailor our service and fee agreements to the nature of the business, whether a new start-up or a long-established company."

-Houston, Texas Bankruptcy Attorney Marc D. Myers

If you or someone you know in the Houston area needs experienced legal counsel regarding debtor or creditor bankruptcy issues, contact Adair & Myers today at 866-736-1770, or use the contact form provided on this site to schedule your initial consultation.