When you're filing for bankruptcy, it is critical to understand your legal rights. Bankruptcy laws protect consumers from financial ruin and the potential to be abused by creditors. By allowing consumers to have their qualifying debts eliminated by discharge, bankruptcy offers all Americans a second chance at controlling their debt.

New Jersey bankruptcy lawyer David Ast recognizes that financial hardships can happen to anyone, and consumers who fall into this category sometimes do not have the ability to comply with creditors’ repayment demands. Attorney David Ast has extensive bankruptcy and debtor/creditor practice, with over 25 years of experience helping individuals and small businesses solve their problems in a way that reduces stress and pressure.

Attorney David Alan Ast assists individuals, families and businesses in Morris County, including the communities of Morristown, Parsippany, Dover, Randolph, East Hanover, Whippany, Chatham, Cedar Knolls and Madison, within the following areas:

• Debtor and Creditor Law
• New Bankruptcy Laws(Bankruptcy Abuse Prevention & Consumer Protection Act)
  
• Chapter 7 Bankruptcy (Liquidation)
• Chapter 11 Bankruptcy (Reorganization - Generally Business)
• Chapter 13 Bankruptcy (Debt Repayment & Reorganization)
• Debt Consolidation
• Bankruptcy Litigation
• Foreclosure
• Asset Protection

As of October 17, 2005, the Bankruptcy Abuse Prevention and Consumer Protection Act(BAPCPA) took effect, enforcing tougher restrictions on consumers trying to file under Chapter 7 bankruptcy. David Ast will advise you of your legal rights under these new rules, and will fight to keep your bankruptcy rights protected in the future.

"As a small bankruptcy law firm, we are able to provide our clients with a comfortable atmosphere where their needs can be met with the personal attention they deserve. Overwhelming debt problems can happen to anyone, and we understand the impact a financial crisis can have on a person's life and the lives of their family. We also know how intimidating, complicated and time-consuming bankruptcy rules and procedures can be. We help make the process proceed as smoothly as possible."

-Morristown, New Jersey Bankruptcy Attorney David Ast

If you or someone you know in Morris County, including the communities of Parsippany, Dover, Randolph, East Hanover, Whippany, Chatham, Cedar Knolls and Madison, or throughout New Jersey, needs the assistance of an experienced bankruptcy lawyer, contact Attorney David Ast today at 866-435-2729, or use the contact form provided on this site to schedule your free consultation.