When you're filing for bankruptcy, it is critical to understand your legal rights. Bankruptcy laws protect consumers from financial ruin and the potential to be abused by creditors. By allowing consumers to have their qualifying debts eliminated, bankruptcy offers all Americans a second chance at controlling their debt.

As skilled Arlington Virginia Bankruptcy Lawyers, we have helped hundreds of clients reorganize and eliminate debt, saving homes, cars and wages from overly aggressive creditors. We are highly qualified and have the know-how complex new bankruptcy laws demand.

We can advise you of all your legal options and help you decide if bankruptcy is the best choice for you. We provide solid legal guidance to clients in Fairfax County, Arlington County and throughout Northern Virginia in the following areas:

• New Bankruptcy Laws
• Chapter 13: Consumers
• Chapter 7: Consumers and Businesses
• Chapter 11: Consumers and Businesses
• Foreclosures
• Credit Counseling
• Debt Consolidation
• Petitions
• Adversary Proceedings
  

Bankruptcy law is a unique type of law based on forgiveness rather than punishment. As of October 17, 2005, the Bankruptcy Abuse Prevention and Consumer Protection Act took effect, enforcing tougher restrictions on consumers trying to file under Chapter 7 bankruptcy. As respected Arlington Virginia Bankruptcy Lawyers, we have the necessary expertise to determine the qualifications you must meet in order to file for bankruptcy.

Cooch & Lapham was formed in 2003 in Fairfax, Virginia. The Firm was founded on a desire to provide high-quality legal services to our clients. We do this by our knowledge and experience, as well as our responsiveness to client needs and requests.

Our Firm is made up of five attorneys, each of whom has extensive experience in and out of court on a myriad of legal issues. Our bankruptcy practice focuses on the needs of consumers considering filing for protection under either Chapter 7, 11 or 13 of the bankruptcy code.

Our philosophy is service excellence. From the moment a client walks through our doors, they are treated as a valued customer regardless of their issue. We serve our clients through both our high-quality legal services and responsiveness to client needs.

We view the practice of law as a service business. Many people who seek our services do so because they are facing difficulty in their lives. We try to ease this stress as much as possible by being candid with the client regarding their issue, working with clients throughout the life of their case so that they understand the ramifications of decisions they must make, and by maintaining constant communication with clients so they are aware of information as we receive it. 

Our initial bankruptcy consultation with the client is designed to gain an understanding of the client’s current situation, their desired outcome and to answer any questions. When a client comes into the office, we do not automatically assume that they will file for bankruptcy. We believe that it is necessary to examine all possible solutions before making the decision to file for bankruptcy protection. Through our discussions with potential clients we will assess their situation and provide a recommendation on the best course of action. 

Once we begin working with a client, we follow a policy of constant communication. All notices, correspondence and other communication is forwarded to clients promptly. We are available by phone and email whether we are in or out of the office. It is the policy of our Firm that phone calls be returned within one business day.

If you or someone you know needs the assistance of an experienced Arlington Virginia Bankruptcy Lawyer, call Cooch & Lapham, PLLC today at 866-685-9485, or complete the contact form provided on this site to schedule your free consultation.