Do I Qualify for a Short Sale?
In order to sell a home in a short sale, the borrower generally must be able to show they are unable to pay their mortgage and currently are experiencing a financial hardship. An involuntary loss …
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Will Selling my Home in a Short Sale Affect My Credit Score?
Selling your home in a short sale will negatively affect your credit score, but how much will depend on many factors. Your payment history, your ability to pay other debts, and the amount the …
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How to Recover From a Natural Disaster
The winds have died down, the rain or snow has ended and the earth has stopped shaking. You look around at the mess around you and you think: now what? How do I pick up the pieces of my life and move on after this horrific natural disaster? There is no doubt that getting back to normal will take some hard work and perseverance. However, this arduous task can be made easier …
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Dealing With Your Neighbors
Living in close proximity to your neighbors can be a wonderful experience. It can mean summers of shared barbeques, help and advice with your yard work and people to count on in the case of an emergency. Yet, living in close proximity to your neighbors can also lead to disputes. Some common situations that lead to disputes among neighbors include, maintaining shared fences or …
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How To Buy a Home
Buying a home can be complicated, but if you take things step-by-step, you will soon be holding the keys to your own home! Step 1: Figure out how much you can afford What you can afford will depend on your income, credit rating, current expenses and debt, the down payment you can afford to make and the interest rate. Your interest rate may be set for the life of the loan or may fluctuate …
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Facing Money Problems? How To Avoid Foreclosure....
Unfortunately, when facing unemployment, unexpected medical expenses, funding the care of a family member, or other financial strains, you may find yourself struggling to pay the mortgages and worry about loosing your homes in foreclosure. The good news is, you can avoid foreclosure and keep your home if you know the right steps to take. The Federal Housing Administration, a …
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