South Dakota Real Estate Law Lawyers

Why Would a Lender Agree to a Short Sale?
Banks and other lenders generally agree to short sales in order to avoid having to foreclose on a property and take it into their inventory. Most lenders would rather cut their losses and avoid a … more
Do I Qualify for a Short Sale?
In order to sell a home in a short sale, the borrower generally must be able to show they are unable to pay their mortgage and currently are experiencing a financial hardship. An involuntary loss … more
Is a Short Sale Right for Me?
If you are wondering if a short sale of property is right for you, you should know that it is a highly individualized and personal issue. However, there are some circumstances and factors that … more

Buying a Home
Buying a home is a big step in everyone’s life, and for many people, obtaining a mortgage loan in order to buy a home is the most significant debt that they will ever take on. The purchase of a home is not a simple process, but involves a series of complex steps that trigger the application of a variety of different state and federal laws and regulations. Additionally, the sale … more
Real Estate Deeds and Taking TItle to Real Estate
In very general terms, a deed is the legal document that transfers ownership of real estate from one person or entity to another person and/or entity. While the requirements for legally valid deeds vary widely from state to state, there are some different types of deeds that are consistently used in real estate transactions, including warranty deeds, grant deeds, and quitclaim deeds. … more

How To Buy a Home
Buying a home can be complicated, but if you take things step-by-step, you will soon be holding the keys to your own home! Step 1: Figure out how much you can afford What you can afford will depend on your income, credit rating, current expenses and debt, the down payment you can afford to make and the interest rate. Your interest rate may be set for the life of the loan or may fluctuate … more
Facing Money Problems? How To Avoid Foreclosure....
Unfortunately, when facing unemployment, unexpected medical expenses, funding the care of a family member, or other financial strains, you may find yourself struggling to pay the mortgages and worry about loosing your homes in foreclosure. The good news is, you can avoid foreclosure and keep your home if you know the right steps to take. The Federal Housing Administration, a … more

Home Equity Credit Lines
Foreclosure Rescue Scams: Another Potential Stress for Homeowners in Distress
This publication from the Federal Trade Commission explains how various foreclosure rescue scams … more
Fair Housing - Equal Opportunity for All
This pamphlet, published by the U.S. Department of Housing and Urban Development, explains the … more

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