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Life Insurance Lawyers

Life insurance is generally purchased by a person interested in securing a financial benefit for loved ones that is paid when the policy holder dies. Since the death of a spouse or parent can create significant upheaval in the life of a family, the life insurance benefits are of tremendous importance in assisting the family. Generally, people attempt to select a coverage amount and death benefit that would allow a spouse to maintain the accustomed lifestyle for some time. Much of this involves planning and can be a major part of one’s estate. Therefore, many people consult with estate planning attorneys when making policy-related plans of this nature.

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Frequently Asked Questions

What Are Some Important Initial Considerations?
Decide how much insurance protection you need and can afford. Make informed decisions when you buy a policy. Choose the kind of policy that has benefits that most closely fit your needs. more
What Is Credit Insurance?
Credit life insurance pays in the event of the debtor`s death. Credit accident & health (or disability) insurance covers loan payments due while the debtor is ill or disabled. The most commonly … more
What Are Some Important Considerations In Choosing My Policy?
Ask an agent or company to help you. The service and reputation of the company and the agent you select is important. Review the application carefully with the agent; be sure all the answers are … more

Legal Articles

What are 'Acts of God' clauses in insurance policies?
Traditionally, homeowner’s insurance policies have contained an exclusion clause for damages caused by “acts of God”, a catch-all term that covers any sort of act of nature that cannot be controlled, like earthquakes or hurricanes. “Acts of God” also typically include damages as a result of war, i.e. a nuclear war. In recent years, however, there has … more