What Is Individual Health Insurance?
Individual health insurance is health insurance that insures you in the event that you become injured or acquire an illness. Individual health insurance is a prudent investment if you are …
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What Is Credit Insurance?
Credit life insurance pays in the event of the debtor`s death. Credit accident & health (or disability) insurance covers loan payments due while the debtor is ill or disabled. The most commonly …
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What Is An Agent?
An agent is a licensed representative of an insurance company who solicits, negotiates, or effects contracts of insurance and provides service to the policyholder for the insurer.
What are 'Acts of God' clauses in insurance policies?
Traditionally, homeowner’s insurance policies have contained an exclusion clause for damages caused by “acts of God”, a catch-all term that covers any sort of act of nature that cannot be controlled, like earthquakes or hurricanes. “Acts of God” also typically include damages as a result of war, i.e. a nuclear war. In recent years, however, there has …
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