Finance and banking involves many aspects of the flow of money in personal and business situations. As such, the term can apply to transactions between banking companies and individuals or businesses, such as financing a car or the finance of receivables based on a purchase order. Of course it also relates to the entire scope of personal banking. Finance also applies to activities large businesses engage in to raise capital, such as issuing bonds and debentures, which are finance-based capitalization strategies. Corporate banking often involves international finance and currency exchange. Finance also applies to personal loans between people. Because it is such a broad term, many types of lawyers engage in law related to finance and banking, including banking lawyers, business lawyers, credit lawyers and securities lawyers. Whenever engaging in a complex finance transaction with another person or business, it is wise to engage skilled legal counsel to assist.