South Dakota Commercial Law Lawyers

What is Redemption?
Redemption is a legal term that describes a debtor’s action of reclaiming collateral that a creditor took legal possession of pursuant to the terms of a secured loan. Typically, a … more
What is the Retail Installment Sales Financing Act?
A Retail Installment Sales Financing Act is a state law that governs retail installment contracts. A retail installment contract is one where the lender maintains title to the property, such … more

Common Contract Terms Explained
In every contract there are invariably a slew of legal terms and conditions that, regardless of the contract’s purpose, go unchanged and often unchecked by the contracting parties. These terms and conditions are often referred to as the contract’s “boilerplate” language. Most people don’t give these sections a second thought, and it’s typically a … more
Secured Transactions: Which Party is Secure?
Americans know how hard it can be to get a loan. Even in good economic times, responsible lenders may be cautious about lending money if they are concerned about a borrower’s ability to repay the loan. Many lenders, therefore, decide to take a security interest in the personal property which is being purchased with the loan money. A loan that is issued with collateral that … more

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