Insurance Lawyers

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Frequently Asked Questions

• What is homeowner’s insurance?
  Homeowner’s insurance policies cover damages to or destruction of your home and possessions that result from fire, theft, or other types of disasters. The insurance proceeds will help … more
• Am I required to have homeowner’s insurance?
  Maybe. The law of the state in which you live determines whether you are required to maintain homeowner’s insurance for your home. However, if you have a mortgage loan secured by … more
• Will homeowner’s insurance cover all of my personal property?
  No. There are some types of personal property, such as antiques, expensive jewelry, and coin collections, which your insurance policy might not cover, or might only partially cover. In … more
• Will homeowner’s insurance cover my vehicles?
  No. Vehicles are not included in a homeowner’s insurance policy. However, damages to your vehicles may be covered by your auto insurance policy. more
• Why does my homeowner’s insurance policy contain Additional Living Expense (“ALE”) coverage?
  If you are unable to use or live in your home while it is being repaired or rebuilt, ALE coverage will provide you with some extra benefits. For instance, ALE coverage can pay for the costs … more

Legal Articles

• How Your Car Insurance Premiums are Determined
  State laws require drivers of motor vehicles to maintain certain levels of car insurance in order to legally operate a motor vehicle. Car insurance premiums can vary widely, even within the same geographic area and it may seem like insurance companies are arbitrarily assigning rates to customers. However, the calculation of car insurance premiums may not be as mysterious as it seems … more
• What is the relationship between Medicaid and long-term care insurance policies?
  Long-term care insurance is available to protect your needs over time due to a chronic health condition, illness, or disease. Designed to provide hands-on help with the activities of daily living, such as eating, bathing, and dressing, long-term care insurance can be used to protect your independence, your ability to live on your own, and your ability to enjoy life to the fullest extent … more

Top Related Insurance Topics

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