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Frequently Asked Questions

Legal Articles

  • What is the Consolidated Omnibus Budget Reconciliation Act (COBRA)?
    COBRA is a federal law that allows employees and their families to temporarily continue coverage under employer-sponsored health insurance plans in certain circumstances. Therefore, if you are facing a job loss, death of a spouse, or divorce, all of which may change your eligibility for health insurance coverage, you should find out if you are eligible for COBRA benefits.   COBRA … more
  • What is the HIPAA Privacy Rule?
    Essentially, the Privacy Rule under the Health Insurance Portability and Accountability Act (“HIPAA”) sets forth your privacy rights to your medical and health information. The Privacy Rule defines who may have access to your medical information, and under what circumstances another person or organization can have access to that information.   The Privacy Rule applies … more

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