Foreclosure Lawyers

Foreclosure is the legal procedure used by a lender to sell real estate in order to pay off the mortgage when the homeowner has defaulted on the loan obligation. Receiving a notice that your home is about to be foreclosed upon is often an incredibly overwhelming and stressful situation. Homeowners fear losing their homes and often don't believe anything can be done. However, there are ways a homeowner may be able to avoid foreclosure. You may be able to remedy the default by working with your lender on a solution, you might qualify for certain government programs, and you may even consider bankruptcy.

Foreclosure Lawyers By State

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Frequently Asked Questions

Does California Law Allow for a Redemption Period After a Foreclosure?
A California borrower only has a right of redemption if the property is foreclosed through the court system in a judicial foreclosure. The redemption period is set by the court and is no … more
Where and When do Foreclosure Sales Take Place in California?
California statutes do not regulate the time or the location of a foreclosure sale. Instead, the date and time are determined by the lender and publicized in the Notice of Sale. more
What Public Notice Requirements Are There for a Real Estate Foreclosure in California?
In California, a non judicial foreclosure starts when the lender records the Notice of Default in the county office where land records are recorded for the property at issue. If the homeowner … more

Legal Articles

The Mortgage Forgiveness Debt Relief Act of 2007
In December 2007, the federal government enacted the Mortgage Forgiveness Debt Relief Act. The Act was meant to provide tax relief to taxpayers who had debt forgiven on their primary residence and to help struggling homeowners. The Purpose of the Mortgage Forgiveness Debt Relief Act The idea behind the law was to help homeowners avoid foreclosures by not taxing them … more
Bankruptcy or Foreclosure?
Tough times require people to make difficult choices. The loss of a job, an economy that is in recession, rising fuel prices, an illness or an injury can all cause people to have a difficult time paying their bills. Sadly, some hardworking and well meaning people are forced to make the choice between having their home foreclosed or filing bankruptcy. There is no easy answer and … more