Debt Relief Lawyers

The bankruptcy code was created to provide debt relief to those who have run into financial difficulties and either need a fresh start or time to pay off their current debts. Debt relief is provided by the bankruptcy process but it does not come without strings. A bankruptcy filing will stay on your credit record for up to 10 years, as well, not all debts are eligible to be expunged through bankruptcy. You may be in need of debt relief but before you discard other options you should discuss with a bankruptcy attorney your specific debts.

Debt Relief Lawyers By State

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Frequently Asked Questions

What About My Student Loans – Can I Discharge Them?
In general, student educational loans are not discharged under bankruptcy. There are exceptions in which a court may discharge the debt especially where paying off the debt will impose an … more
I Am Involved In A Short Sale Situation With My House And The Lender Wants Me To Sign A Promissory Note For The Difference – Will I Be Able To Discharge This Note In Bankruptcy.
This is a common tactic by lenders in a short sale situation. However, if you sign the note then try to file for bankruptcy shortly thereafter, you may have a difficult time convincing the … more
What Is A Discharge?
The discharge order is issued by the court and permanently prohibits creditors from taking action to collect dischargeable debts against the debtor personally; this does not prevent secured … more
What Debts Are Dischargeable?
11 U.S.C. Section 523 lists exceptions to discharge. In general, all other debts are dischargeable. Some debts listed in Section 523, such as those based on fraudulent conduct, embezzlement or … more
What Is A Priority Debt?
A priority debt is a debt entitled to priority in payment in a bankruptcy case. A general listing of priority debts is given in 11 U.S.C. º 507 of the Bankruptcy Code. Examples of priority … more