Consumer Lawsuits Under the Magnuson-Moss Warranty Act
The Magnuson-Moss Warranty Act is the federal law that governs consumer product warranties. Passed by Congress in 1975, the Act requires manufacturers and sellers of consumer products to provide …
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Alternatives To Consumer Lawsuits
Although the Act makes consumer lawsuits for breach of warranty easier to bring, its goal is not to promote more warranty litigation. On the contrary, the Act encourages companies to use informal …
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Legal Articles
The Truth About the Truth in Lending Act
Since 1968, American consumers have been entitled to clear disclosure of credit terms and costs in lending agreements. It was in 1968 that Congress passed the Truth in Lending Act. The law applies to many types of personal credit including credit card debt and residential mortgages. It applies to personal consumers who are seeking or applying for credit but it does not apply to …
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Protect Your Personal Finances While You Shop Online
The Electronic Funds Transfer Act and the Federal Credit Billing Act were enacted in the 1970s and 1980s to provide individual consumer rights to consumers who paid with electronic funds or credit cards. While the laws were enacted well before the advent of online shopping, they have important implications for individual consumer purchases made on the internet. Many consumers pay for …
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