Legal Articles

• What is the Equal Credit Opportunity Act?
  Getting and using credit seems to be an American pastime these days. You can use a credit card to pay for your meals at McDonald’s, and you can rarely make a hotel reservation without using a credit card. With skyrocketing prices, who pays cash for a car or a house?  It is common for an average person to carry a 30-year mortgage, a car loan, and a few thousand dollars in … more
• What are my rights to credit?
  Credit is a major factor in almost everyone’s life in American society today. If you want to buy a house or car, you’ll need good credit. If you want a credit card, you’ll need good credit. In fact, even if you just want to rent an apartment or a DVD, your credit could be an issue. As a result, it is essential that you educate yourself about the different … more