Legal Articles

• What is the Fair Credit Billing Act?
  At one point or another, everyone has had problems with billing on an account. Maybe you bought a new dining room table for which your credit card company billed you twice. Or maybe you returned that new dress you bought that didn’t fit, but you still were billed for it. Sound familiar? If so, you can benefit from being aware of your rights under the Fair Credit … more
• What is the Equal Credit Opportunity Act?
  Getting and using credit seems to be an American pastime these days. You can use a credit card to pay for your meals at McDonald’s, and you can rarely make a hotel reservation without using a credit card. With skyrocketing prices, who pays cash for a car or a house?  It is common for an average person to carry a 30-year mortgage, a car loan, and a few thousand dollars in … more