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  • What are 'Acts of God' clauses in insurance policies?
    Traditionally, homeowner’s insurance policies have contained an exclusion clause for damages caused by “acts of God”, a catch-all term that covers any sort of act of nature that cannot be controlled, like earthquakes or hurricanes. “Acts of God” also typically include damages as a result of war, i.e. a nuclear war. In recent years, however, there has … more
  • Motor Vehicle Bill of Sale
    There are many advantages to buying or selling a used car privately. A private sale often means that the seller earns more money while the buyer pays less money since there are no third parties, such as car dealerships, taking a cut of the sale price. However, in order to complete a private sale of an automobile it is important to create a legal Motor Vehicle Bill of Sale that protects … more

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