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Will Filing For Bankruptcy Stop Collection Efforts?
This answer depends upon the type of creditor that is after you. When filing for bankruptcy an “automatic stay” goes into effect. The automatic stay protects you from most … more
What About My Student Loans – Can I Discharge Them?
In general, student educational loans are not discharged under bankruptcy. There are exceptions in which a court may discharge the debt especially where paying off the debt will impose an … more
What Is Bankruptcy?
A bankruptcy is a legal declaration that an individual or organization is unable to pay its creditors or debts. Bankruptcy filings are mostly regulated by laws under the jurisdiction of the … more

Filing for Chapter 11 Bankruptcy Protection
The United States Bankruptcy Code is long and complicated. It provides different requirements for businesses and individuals who are seeking bankruptcy protection. The Code is divided into chapters and people often refer to the chapter number pursuant to which they qualify to file for bankruptcy. Who Can File for Chapter 11? Chapter 11 Bankruptcy is usually used by businesses … more
Free Consultations: Important for Bankruptcy Cases
If you are looking to hire a bankruptcy attorney then you have likely seen multiple ads that all claim to provide prospective clients with free legal consultations. However, the word consultation means different things to different attorneys and it is, therefore, important to understand what your free bankruptcy consultation will be before you agree to it. Why is a Free … more

Bankruptcy Basics
This publication by the Bankruptcy Judges Division of the US Courts provides information to debtors and creditors about the federal bankruptcy … more
Voluntary Petition
Voluntary Petition - Page 2
Voluntary Petition - Exhibit "A"

How To File for Bankruptcy Under Chapter 13
Bankruptcy is a federal law which allows persons in extreme amounts of debt to get a "fresh start" by reducing the amount of debt required to be paid or extending the time period in which it must be paid. Chapter 13 allows for a 3 to 5 year payment plan of existing debts. Debtors can voluntarily file for bankruptcy as well as be forced to involuntarily file for bankruptcy … more
How To File for Bankruptcy Under Chapter 7
Bankruptcy is a federal law which allows persons in extreme amounts of debt to get a "fresh start" by reducing the amount of debt required to be paid or extending the time period in which it must be paid. Chapter 7 allows a debtor to immediately liquidate their assets and discharge most of their debt. Debtors can voluntarily file for bankruptcy as well as be forced to … more

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