Frequently Asked Questions

• What is a means test?
  A "means test" in a bankruptcy proceeding is one of the factors used to determine whether an individual debtor is eligible to file for bankruptcy under Chapter … more

Legal Articles

• What is the difference between a Chapter 7 and a Chapter 13 bankruptcy?
  After you have decided to file for bankruptcy, you may have to choose between the two types of bankruptcy proceedings that are available for individuals – Chapter 7 bankruptcy and Chapter 13 bankruptcy – depending on your eligibility for each. Deciding which type of bankruptcy is right for you is an important choice, because the type will determine whether you have to pay back at … more
• What are the basics of a Chapter 13 bankruptcy?
  With recent changes in bankruptcy law, more and more people are finding themselves ineligible for traditional Chapter 7 bankruptcy, or liquidation; as a result, the trend is toward more Chapter 13 bankruptcy filings. By filing Chapter 13 bankruptcy, you are essentially entering into a repayment plan that permits you to repay all or a portion of your debts over a certain time … more

Free Legal Forms

• Voluntary Petition
• Bankruptcy Basics
  This publication by the Bankruptcy Judges Division of the US Courts provides information to debtors and creditors about the federal bankruptcy … more
• Voluntary Petition - Page 2
• Voluntary Petition - Exhibit "A"

Legal Guides

• Understanding the Federal Courts

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