Frequently Asked Questions

• What is a means test?
  A "means test" in a bankruptcy proceeding is one of the factors used to determine whether an individual debtor is eligible to file for bankruptcy under Chapter … more

Legal Articles

• Is there is anything that I can do about my debts to avoid filing bankruptcy?
  There are a number of steps that you can take in order to avoid bankruptcy proceedings. If you find yourself falling behind on your credit card, car loan, and/or mortgage payments, you may want to take some immediate steps so as to avoid filing bankruptcy on these debts.    First, many people are overwhelmed by credit card debts. Never mind how you got yourself in over your … more
• Some Debts May Remain After Bankruptcy
  The decision about whether to file bankruptcy is a difficult to decision to make. People often worry about the lasting effects on their credit history and their ability to borrow money in the future. However, sometimes the advantage of being relieved of debt in a bankruptcy proceeding outweighs the disadvantages. In order to weigh the advantages and disadvantages for yourself, it is … more

Free Legal Forms

• Voluntary Petition
• Bankruptcy Basics
  This publication by the Bankruptcy Judges Division of the US Courts provides information to debtors and creditors about the federal bankruptcy … more
• Voluntary Petition - Page 2
• Voluntary Petition - Exhibit "A"

Legal Guides

• Understanding the Federal Courts

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