South Dakota Banking and Finance Lawyers

Legal Articles

• The Truth About the Truth in Lending Act
  Since 1968, American consumers have been entitled to clear disclosure of credit terms and costs in lending agreements. It was in 1968 that Congress passed the Truth in Lending Act. The law applies to many types of personal credit including credit card debt and residential mortgages. It applies to personal consumers who are seeking or applying for credit but it does not apply to … more
• The Federal Reserve Board’s New Credit Card Protections for the Consumer
  Are the days of unfair credit card practices over? While the credit card companies may mourn their passing, American consumers are seeking fair credit card practices that they can understand. In an effort to protect American consumers, the Federal Reserve Board enacted new rules in December 2008 that are set to go into effect on July 1, 2010.   The new rules are part of a … more

Legal Guides

• Money Tips for All Ages - Your Finances at Different Stages of Life (Spring 2008 Special Edition)
• Reverse Mortgages: Information to Consider on Benefits and Risks (Department of Treasurry / Office of Thrift publication)
• The FDIC at 75: Protecting America's Consumers from Generation to Generation
  This publication by the Federal Deposit Insurance Corporation provides practical guidance on how … more
• How To Avoid Foreclosure
  This guide, by the U.S. Department of Housing and Urban Development, provides valuable … more

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