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A personal injury suit is one of the most common types of lawsuit you could find yourself in. Whether you’re the one injured or someone else is claiming you injured them, you might hope that your insurance plan will take care of everything for you. And while insurance does play a role in a personal injury case, it often can’t resolve the whole issue alone.
The steps you take during an insurance investigation and the information you share even in its earliest stages could affect the outcome of the whole case. That’s why it’s so important to work with a personal injury attorney before you move forward with your insurance company.
Before your case even reaches the lawsuit stage, your insurance company, or the other party’s insurance company, will usually do their own investigation and try to settle before it goes further.
If you’ve been injured by someone else and their insurance company’s settlement won’t be enough to cover your costs, you may need to consider filing a lawsuit. A personal injury lawsuit may seek damages from the person who injured you, their insurance company, both, or any other entity that may have played a role in the circumstances that led to your injury.
In a personal injury lawsuit, both sides will present evidence, including medical records, witness statements, and physical evidence, to indicate who is at fault. State laws will dictate how much can be awarded in any case. For example, if both parties are found to be partially responsible for the events that caused an injury, the injured party may only be able to recover for the “percent” the other party is found responsible for.
One of the most important things to keep in mind when working with an insurance company is that the company likely staffs several lawyers who help them in their investigations, settlement offers, and lawsuits. If you don’t have an attorney of your own, you may be at a significant disadvantage when it comes to getting the compensation you deserve.
An experienced local personal injury attorney can help you navigate each step of the process, from knowing what to say to the initial claims adjuster, to evaluating settlement offers, to representing you in court for a lawsuit. Working with a lawyer who knows how these systems work could help you get the outcome you need.
Injuries cost money, including time away from work, medical bills and other complications. You should have an attorney help you with your claim. Not sure if you have a good injury case? Speak to a local personal injury attorney about the merits of your case. This one step can help you protect your rights and take the proper next steps.