Single-Car Accidents: Understanding Liability and Compensation

Single-car accidents are more common than many people think. A single-car accident only involves one vehicle. A single-car accident can be more complex when establishing fault and determining who pays for damages.

This article answers some frequently asked questions about liability and compensation after a single-car accident. Every car accident is unique, and the analysis of liability and compensation will depend on the individual facts of the case and state law. A local lawyer specializing in car accidents will be the best resource for answering your specific questions. 

What Is a Single-Car Accident? 

A single-car accident is an accident involving only one motor vehicle. Typical scenarios for single-car accidents include skidding on rainy roads and sliding off the road, swerving to avoid an accident, or natural obstructions like a tree or mudslide. Determining liability and compensation for drivers involved in single-car accidents is complicated. 

What Are the Most Common Causes of Single Car Accidents? 

There are several common causes of single-vehicle auto accidents, including:

• Distracted driving
• Poor road conditions
• Vehicle malfunctions
• Hazardous weather conditions 
• Reckless driving
• Impaired driving

Who Is at Fault in a Single-Car Accident? 

Every accident is different, and whether you’re at fault depends on the situation. Driver error is the cause of many single-car accidents. Accident investigators may find the driver at fault for not maintaining control of their vehicle.

When road conditions cause an accident, it may still be the driver’s fault. Drivers are responsible for maintaining control under the existing conditions. This may mean drivers have to drive slower in the rain or allow more breaking distance in bad weather.

The vehicle manufacturer or parts dealer may also be at fault. If an unpredictable mechanical failure caused the accident, the vehicle’s manufacturer might be at fault. In some situations, a city or county could be at fault for failing to maintain the road.

What Are the Factors That Can Affect Liability in a Single-Car Accident? 

In an accident inspection, you may be able to point to other causes to show you are not liable for the accident. This includes evidence of the road conditions. A government entity, town, or city department might be responsible if they did not maintain the road reasonably.

People who saw the accident can provide valuable insights into what happened. A vehicle inspection might reveal mechanical issues that led to the accident.

What Should I Do if I Am Involved in a Single Car Accident? 

If you find yourself in a car accident, it’s essential to: 

1. Seek medical attention for yourself and your passengers, even if you feel fine.
2. Take photos of the accident scene, the road, the potholes, and your car, and gather evidence of anything that might have contributed to the accident. Get statements from, names of, and contact information for witnesses.
3. Call the police and file an accident report.
4. Report the accident to your insurance company.
5. Contact a lawyer. 

An experienced car accident attorney can do a case evaluation to find out who the at-fault party is. Even if driver negligence is a factor, a poorly maintained guardrail or some motor vehicle defect can limit your liability in a comparative negligence state.

How Can I Prevent a Single-Car Accident? 

There is often no way to predict or prevent some accidents. However, there are some ways you can help avoid them.

• Stay focused. Avoid distractions like your phone or eating while driving.
• Drive appropriately for the conditions. Drive slowly in bad weather, on rough, congested, or unfamiliar roads.
• Take care of your vehicle. Regular check-ups can prevent sudden malfunctions. 

What Are the Insurance Implications of a Single Car Accident? 

Compensation for vehicle damage can depend on your insurance coverage or insurance policy and who is at fault. Your liability insurance likely won’t cover your damages or injuries if you’re at fault. Collision coverage may cover your damages.

If another responsible party is liable, their insurance company might pay compensation. In some states, personal injury protection (PIP) coverage may pay for injuries no matter who caused the accident.

What Are the Legal Consequences of a Single Car Accident? 

The legal outcomes generally come down to fault. If you’re found at fault, you might face increased insurance rates, have to pay for property damage, and not be compensated for your losses.

If another party is at fault, you could receive compensation for your vehicle’s damage, medical bills, and lost wages in a legal action. Contact a car accident lawyer if you are involved in a single-car accident. A personal injury lawyer will review your case, advise you, and provide the best course of action to determine fair compensation.