Many people aren’t aware of ChexSystems existence until it’s too late and they’ve been reported to ChexSystems by their banks. Normally, if you properly maintain your bank accounts, ChexSystems will not be an issue for you. However, sometimes banks erroneously report consumers to ChexSystems, and other times consumers are negatively reported because they are unaware that they are being defrauded until it’s too late. This is why it’s good to be aware of what ChexSystems is, what can happen if you happen to be reported to them, and what recourse you have once are you are reported. While this FAQ provides useful information about ChexSystems and the reporting dispute process, it does not take the place of qualified legal counsel. If you have been reported to ChexSystems and you feel there are legal implications involved, or you otherwise feel you need legal assistance it’s best to consult with a qualified attorney.
This article is intended to be helpful and informative. But even common legal matters can become complex and stressful. A qualified consumer protection lawyer can address your particular legal needs, explain the law, and represent you in court. Take the first step now and contact a local consumer protection attorney to discuss your specific legal situation.