It costs $299 to file Chapter 7 bankruptcy in Mississippi, and $274 to file Chapter 13 bankruptcy in Mississippi. It is possible to have the filing fee for a Chapter 7 bankruptcy waived in some circumstances, where a person’s household size and income fall below 150% of the Federal Poverty Guidelines, as set by the federal government. Even if you do not qualify for a filing fee waiver, however, you may enter into a payment plan in order to pay off the Chapter 7 bankruptcy filing fee.