Top Ortonville, MI ERISA Lawyers Near You
Disability insurance lawyers with a record of winning disability benefits for clients wrongly denied by their insurance company
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A leading U.S. ERISA law firm holding Fortune 500 companies accountable for the mismanagement of their employees' 401(k) plans.
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28 W Adams Ave, Suite 300, Detroit, MI 48226
4000 Town Center, Suite 1800, Southfield, MI 48075-1505
28411 Northwestern Highway, Suite 500, Southfield, MI 48034
101 W Big Beaver Rd, Suite 745, Troy, MI 48084
Two Towne Square, Suite 444, Southfield, MI 48076
3000 Town Center, suite 2440, Southfield, MI 48075
500 Griswold Street, Suite 3500, Detroit, MI 48226
28411 Northwestern Highway, Suite 600, Southfield, MI 48034
34977 Woodward Avenue, Suite 300, Birmingham, MI 48009
534 Decker, Commerce Township, MI 48390
3155 West Big Beaver Rd, Suite 260, Troy, MI 48084
418 N Main St, Suite 200, Royal Oak, MI 48067
840 West Long Lake Road, Suite 150, Troy, MI 48098
344 North Old Woodward Avenue, Suite 200, Birmingham, MI 48009
500 Woodward Ave, Suite 3600, Detroit, MI 48226
4125 Cumberland Court, Commerce Township, MI 48390
535 Griswold St., Suite 2300, Detroit, MI 48226
One Towne Square, Fifth Floor, Southfield, MI 48076
36700 Woodward, Suite 202, Bloomfield Hills, MI 48304
150 West Jefferson, Suite 850, Detroit, MI 48226
3950 W. 11 Mile Rd, Berkley, MI 48072
363 W. Big Beaver Road, Suite 410, Troy, MI 48084
300 River Place Drive, Suite 1775, Detroit, MI 48207
38505 Woodward Avenue, Suite 100, Bloomfield Hills, MI 48304
480 Pierce St, Suite 300, Birmingham, MI 48009
Ortonville ERISA Information
Lead Counsel independently verifies ERISA attorneys in Ortonville and checks their standing with Michigan bar associations.
Our Verification Process and Criteria
Ample Experience
Attorneys must meet stringent qualifications and prove they practice in the area of law they’re verified in.Good Standing
Be in good standing with their bar associations and maintain a clean disciplinary record.Annual Review
Submit to an annual review to retain their Lead Counsel Verified status.Client Commitment
Pledge to follow the highest quality client service and ethical standards.
What Is ERISA?
The Employee Retirement Income Security Act (ERISA) is the federal law that regulates most private-sector employee benefit plans. There are minimum requirements for qualifying ERISA plans, including reporting, recordkeeping, and fiduciary compliance. Types of defined benefit and contribution plans that fall under ERISA can include:
- 401(k)s
- 403(b)s
- Employee Stock Ownership Plans (ESOPs)
- Simplified Employee Pension Plans (SEPs)
- Profit Sharing Plans
- Stock Bonus Plans
What Are Some Examples of Situations Where I Might Need an ERISA Lawyer?
You pay into your employer-sponsored retirement plan over the course of your employment. Your retirement plan represents your financial investment to provide for you in your older age. If your employer’s plan manager or provider is not meeting their obligations, it can put your financial future at risk. Situations where you might want to talk to an ERISA lawyer include:
- The plan provider is not fully funding the benefit plan
- The plan manager is buying funds with unreasonable fees and costs
- The plan provider is not actively managing benefit accounts
- The plan manager is breaching their fiduciary duty to plan participants
- You were dropped from coverage or denied benefits
How Can an ERISA Lawyer Help Me?
An ERISA lawyer can explain the minimum standards for your benefits plan and explain your legal options. If you believe your employer or plan provider is not meeting their legal obligations, your lawyer can file an ERISA lawsuit to enforce your legal rights. In an ERISA claim, a lawyer can help you recover damages for:
- Lost benefits
- Medical bills
- Lost wages
- Attorney fees
What Could Happen if I Don’t Hire an ERISA Lawyer?
If you don’t hire an ERISA lawyer, you will be left with whatever the employer or plan provider decides for your benefits. If you are denied benefits or dropped from coverage, you could lose out on benefits in retirement, including health benefits. If the plan provider breaches their fiduciary duties, it could put the pension plan at risk of insolvency. Without an ERISA lawyer, you could face a:
- Loss of pension payments
- Loss or retirement funds
- Loss of medical benefits
What Questions Should I Ask When Trying To Find an ERISA Lawyer in Ortonville?
These questions can help you decide if you feel comfortable and confident that a lawyer has the qualifications, experience, and ability to manage your case. Many ERISA lawyers offer an initial consultation that allows you to understand your options and get specific legal advice before hiring them. Top questions include:
- What is your experience in handling ERISA cases in Michigan?
- Have you represented workers in ERISA cases like mine?
- What are potential issues that can come up during ERISA cases?
- How will you keep me informed about updates in my case?
- What is the likely timeline for resolving my ERISA case?
- How much can I receive in damages for my ERISA lawsuit?
Tips for Hiring an ERISA Lawyer
Take the time to find an ERISA attorney who is right for you and will represent your best interests. Find a lawyer who understands your case, knows your needs and goals, and has the experience to get the best outcome. Things to do:
- Ask for recommendations
- Research lawyers online
- Schedule consultations
- Review experience and expertise
- Talk about fees and billing
- Trust your instincts