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Unfortunately, it’s all too common today, that defendants just don’t show up to court when sued by their credit card companies for failure to make payments. It doesn’t matter if there’s a good reason for not paying, like being out of work and not having any income. If you don’t show up to court, at some point, a default judgment will be obtained against you and the creditor can pursue collection against you on the money judgment. Also, the unpaid judgment will appear as a negative on your credit report. For more information about answering a lawsuit, contact an attorney in your area today.