What To Do if Your Homeowners' Insurance Denies Your Claim

Full Video Transcript

Faced with a denied homeowners’ insurance claim and thousands of dollars in repair bills? You’re not alone. Claims can be denied for several reasons. Maybe the damage isn’t covered under your policy, or there were errors in your claim form. Sometimes, it’s a matter of the damage not surpassing your deductible. Understanding the reason is the first step in deciding how to respond. Start by reviewing your insurance policy’s details. Make sure you understand what’s covered and what’s not. Next, don’t hesitate to ask for a full explanation from your insurer. If something feels off, consider getting a second opinion on the damage from an independent expert. If your insurer is unfairly denying your claim, you can also take legal action to assert your rights as a policyholder. To learn more about your rights and find a lawyer who can give you informed legal advice, head to LawInfo.com