Homeowners' Insurance for Hurricanes

Full Video Transcript

Hurricanes are coastal homeowners’ worst nightmare. But is your home protected under your current insurance policy? Many homeowners believe their standard insurance covers all hurricane damage. But the truth might surprise you. Typically, a standard homeowners’ insurance policy covers wind damage. However, the real challenge often comes from flood damage caused by hurricanes, which usually isn’t covered. This means without additional flood insurance, you might be at risk of footing the bill for any flood-induced damages. What can you do? Review your policy closely and consider additional coverage, especially if you live in a hurricane-prone area. Your state may even require it. Don’t wait for the storm to hit to find out what’s covered. For more details on protecting your home and understanding your policy options, visit LawInfo.com.