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Assisted living or residential care is necessary for many older Americans – however, paying for it can be difficult. There are a variety of options available to help you with the staggering cost of care, including help from the government. For instance, certain medicare plans have a medigap policy that will help you pay for at least part of your stay in a nursing facility. Or you can try state government assistance if your income and resources are limited. Call your state’s Medical Assistance Office for more information. Aside from government funding, if you have health coverage through your employer or union, then your insurance company may cover the costs of assisted living. Contact your employer’s benefits administrator for details about your specific plan. Finally, don’t forget about long-term care Insurance. Call your insurance company for more information about what plans might be available.