Beware of Credit Repair Scams!

Full Video Transcript

It’s understandable to be concerned about repairing negative credit. However, you should be extremely cautious of companies that seem too good to be true. You know the ones. They often claim things like, “Credit problems — no problem”; “We can remove bankruptcies, judgments, and liens from your credit file forever”; “We can erase your bad credit — 100% guaranteed.” The fact is, no one can remove negative information on your credit report as long as it’s accurate. But you can improve your credit report. It just takes time, effort, and sticking to a personal debt-repayment plan. Start by getting your credit report. You’re entitled to one under the Fair Credit Reporting Act. If you need to repair negative credit information, contact an attorney in your area today to find out more about your legal options.