Are you overwhelmed with debt? You might be able to negotiate directly with your creditors. However, many people feel intimidated at the prospect of attempting this activity. Therefore, lawyers and other consultants are available who can act as intermediaries between the debtor and the creditor. A debt negotiation attorney will attempt to reduce your debt or allow you to make payments over time. An attorney can help free a person from the incessant letters and phone calls that collection firms typically used to coerce payments. For more information, contact an attorney in your area today.