Top Pensacola, FL Bad Faith Insurance Lawyers Near You

Are You the Victim of an Insurance Bad Faith Denial of Benefits?

It is against the law for an insurance company to deny a claim for dishonest or deceitful reasons. If you believe your life, auto, home, health, or other insurance claim was denied due to bad faith call and speak with a Pensacola attorney who can legally ensure your insurance company corrects its error and pays you the benefits you deserve.

Legal Right to Insurance Benefits

Customers pay hundreds of dollars in insurance premiums each year to give themselves peace of mind that when a death or emergency arises, their needs will be seen to and their families will not have to suffer deprivation. Insurance bad faith denial of benefits is when an insurance company denies a valid claim for fraudulent reasons. Insurers cannot deny a claim just because they cannot afford to pay the claim or don't want to pay the claim.

What sort of issues can I seek legal help with?

Specialized legal help is available for most legal issues. Each case is unique; seeking legal help is a smart first step toward understanding your legal situation and seeking the best path toward resolution for your case. An experienced lawyer understands the local laws surrounding your case and what your best legal options might be. More importantly, there are certain situations and circumstances – such as being charged with a crime – where you should always seek experienced legal help.

What to Expect from an Initial Consultation

• Seek to determine whether the attorney can represent you. There is no one-size-fits-all legal solution and it may turn out your needs are better served by an attorney in a different specialization.
• It’s important to find a legal ally who is both competent in the law and someone you can trust to protect your interests.
• Discuss how the practice’s billing works and discuss possible additional charges or fees that may arise during or after the resolution of your case.

An attorney consultation should provide you with enough information so that you can make an informed decision on whether to proceed with legal help.

How will an attorney charge me?

A reputable attorney will be very upfront about how he/she will charge you. The three most common fee structures that attorneys use to charge for their services are:

• Bill by the hour
• Contingent fee agreement
• Flat fee agreement

Depending on your specific legal situation, it’s possible that only one type of fee structure is available. For instance, criminal defense attorneys almost always bill by the hour. In a flat fee arrangement, an attorney accepts a one-time payment to help you resolve your issue. With a contingent fee agreement, the client pays little to nothing upfront and the attorney receives a percentage of the money recovered if you win your case.

Common legal terms explained

Affidavit – A sworn written statement made under oath. An affidavit is meant to be a supporting document to the court assisting in the verification of certain facts. An affidavit may or may not require notarization.