You May Be Entitled to Disability Insurance
Disability insurance covers those who get sick or sustain a serious injury and are prevented from working for a long time or permanently. The insurance money is used to support the person’s lifestyle, family, and overhead expenses by compensating for the loss of income.
Your Disability Insurance Legal Recourse
Insurance companies routinely attempt to pay as little as possible on disability claims or refuse to pay anything. That is why you will need the help of a Cleveland lawyer practicing disability insurance law. The attorney can bring legal action against the insurer to get you the compensation you deserve.
How do you apply for disability benefits?Most types of disability (Social Security, veterans, work-provided) benefits start with a typical application process. You will need to provide information about yourself, your earnings, and your medical condition that keeps you from working. Getting the information correct on your application can prevent any unnecessary delays and appeals.
What conditions automatically qualify you for disability?To receive disability benefits, you will need to prove that your diagnosed medical condition prevents you from working and earning a living. In that sense, no condition “automatically” qualifies you for benefits. You will need to provide supporting evidence that goes beyond a doctor’s diagnosis.
How much does disability pay per month?The average Social Security Disability Insurance beneficiary receives more than $1,200 a month. However, if you receive any other disability benefits, such as veterans’ disability benefits, you may receive less. Your ability to do any part-time work will also affect how much you receive, as will the amount you earned before you became unable to work.
How long does it take to get disability benefits?Many people are rejected the first time they apply for disability benefits, meaning they have to go through the appeals process. This process can take months or more than a year for many people. However, everyone’s case is unique, and you should speak with an attorney if you have more questions about the process.
Top Questions to Ask When Hiring an Attorney
- How many years have you been practicing law? How long have you practiced law in the local area?
- How many cases similar to mine have you handled in the past?
- What is the likely outcome for my case?
In legal practice, experience matters. An experienced attorney will likely have handled issues similar to yours many, many times. Therefore, after listening to your situation, the attorney should have a reasonable idea of the time line for a case like yours and the likely resolution.
What to Expect from an Initial Consultation
- Seek to determine whether the attorney can represent you. There is no one-size-fits-all legal solution and it may turn out your needs are better served by an attorney in a different specialization.
- It’s important to find a legal ally who is both competent in the law and someone you can trust to protect your interests.
- Discuss how the practice’s billing works and discuss possible additional charges or fees that may arise during or after the resolution of your case.
An attorney consultation should provide you with enough information so that you can make an informed decision on whether to proceed with legal help.
Points to Consider Before Hiring a Lawyer
Experience. Regardless of the type of legal matter you need help with, an experienced attorney will usually be able to get you better results.
Competence. Determine an attorney’s expertise by asking about their track record for the issue you need help with resolving.
Fit. There are plenty of good attorneys out there; make sure you find one you are comfortable working with.
Common legal terms explained
Plaintiff – a person or party who brings a lawsuit against another person(s) or party/parties in a court of law. Private persons or parties can only file suit in civil court.
Judgment – A decision of the court. Also known as a decree or order. Judgments handed down by the court are usually binding on the parties before the court.