You May Be Entitled to Disability Insurance
Disability insurance covers those who get sick or sustain a serious injury and are prevented from working for a long time or permanently. The insurance money is used to support the person’s lifestyle, family, and overhead expenses by compensating for the loss of income.
Your Disability Insurance Legal Recourse
Insurance companies routinely attempt to pay as little as possible on disability claims or refuse to pay anything. That is why you will need the help of a Camden lawyer practicing disability insurance law. The attorney can bring legal action against the insurer to get you the compensation you deserve.
How do you apply for disability benefits?Most types of disability (Social Security, veterans, work-provided) benefits start with a typical application process. You will need to provide information about yourself, your earnings, and your medical condition that keeps you from working. Getting the information correct on your application can prevent any unnecessary delays and appeals.
What conditions automatically qualify you for disability?To receive disability benefits, you will need to prove that your diagnosed medical condition prevents you from working and earning a living. In that sense, no condition “automatically” qualifies you for benefits. You will need to provide supporting evidence that goes beyond a doctor’s diagnosis.
How much does disability pay per month?The average Social Security Disability Insurance beneficiary receives more than $1,200 a month. However, if you receive any other disability benefits, such as veterans’ disability benefits, you may receive less. Your ability to do any part-time work will also affect how much you receive, as will the amount you earned before you became unable to work.
How long does it take to get disability benefits?Many people are rejected the first time they apply for disability benefits, meaning they have to go through the appeals process. This process can take months or more than a year for many people. However, everyone’s case is unique, and you should speak with an attorney if you have more questions about the process.
Top Questions to Ask When Hiring an Attorney
- How many years have you been practicing law? How long have you practiced law in the local area?
- How many cases similar to mine have you handled in the past?
- What is the likely outcome for my case?
In legal practice, experience matters. An experienced attorney will likely have handled issues similar to yours many, many times. Therefore, after listening to your situation, the attorney should have a reasonable idea of the time line for a case like yours and the likely resolution.
Top Questions to Ask a Lawyer
- What is the usual process to resolve my case? How long will it take to resolve this?
- What are likely outcomes of a case like mine? What should I expect?
An experienced lawyer should be able to communicate a basic “road map” on how to proceed. The lawyer should be able to walk you through the anticipated process, key considerations, and potential pitfalls to avoid. Once you’ve laid out the facts of your situation to the lawyer, he/she should be able to frame expectations and likely scenarios to help you understand your legal issue.
How to Find the Right Attorney
- Determine the area of law that relates to your issue. Attorneys specialize in specific practice areas around legal issues within the broad field of law.
- Seek out recommendations from friends, family, and colleagues. A successful attorney or practice will typically have many satisfied clients.
- Set up consultation appointments to get a better understanding of your case as well as gauge your comfort level with different attorneys. Find the attorney who is the right fit for your needs.
Common legal terms explained
Affidavit – A sworn written statement made under oath. An affidavit is meant to be a supporting document to the court assisting in the verification of certain facts. An affidavit may or may not require notarization.