Top Atlanta, GA Credit Repair Lawyers Near You
999 Peachtree St NE, Suite 2500, Atlanta, GA 30309
1755 The Exchange, Suite 357, Atlanta, GA 30339
55 Ivan Allen Jr Blvd NE, Suite 750, Atlanta, GA 30308
3630 Peachtree Rd NE, Suite 550, Atlanta, GA 30326
300 Colonial Center Pkwy., Suite 100, Roswell, GA 30076
191 Peachtree Street, N.E., Suite 2900, Atlanta, GA 30303-1775
1100 Peachtree Street, NE, Suite 2800, Atlanta, GA 30309
1201 West Peachtree Street, Suite 4900, Atlanta, GA 30309
3343 Peachtree Road, NE, Suite 1600, Atlanta, GA 30326
1230 Peachtree Street NE, Promenade, Suite 2100, Atlanta, GA 30309-7649
2801 Buford Hwy NE, Suite 115, Atlanta, GA 30329
171 17th Street NW, Suite 2100, Atlanta, GA 30363
3344 Peachtree Road, N.E., Suite 2400, Atlanta, GA 30326
600 Peachtree Street NE, Suite 3000, Atlanta, GA 30308
Bank of America Plaza, Suite 4100, 600 Peachtree Street, NE, Atlanta, GA 30308
1100 Peachtree Street NE, Suite 800, Atlanta, GA 30309
6000 Lake Forrest Dr, Suite 435, Atlanta, GA 30328
125 Clairemont Ave, Suite 240, Decatur, GA 30030
3340 Peachtree Rd NE, Suite 2900, Atlanta, GA 30326
1201 West Peachtree Street N.W., One Atlantic Center, Suite 3000, Atlanta, GA 30309-3455
661 Forest Pkwy, Suite E, Forest Park, GA 30297
3500 Lenox Road, Suite 1500, Atlanta, GA 30326
1180 W. Peachtree Street N.W., Suite 2100, Atlanta, GA 30309-3407
485 S Perry St, Suite A4, Lawrenceville, GA 30046
999 Peachtree Street NE, Suite 2300, Atlanta, GA 30309-3996
Atlanta Credit Repair Information
Lead Counsel Verified Attorneys in Atlanta
Lead Counsel independently verifies Credit Repair attorneys in Atlanta and checks their standing with Georgia bar associations.
Our Verification Process and Criteria
Ample Experience
Attorneys must meet stringent qualifications and prove they practice in the area of law they’re verified in.
Good Standing
Be in good standing with their bar associations and maintain a clean disciplinary record.
Annual Review
Submit to an annual review to retain their Lead Counsel Verified status.
Client Commitment
Pledge to follow the highest quality client service and ethical standards.
What Is Credit Repair?
Your credit score can affect your financial options for buying a house, starting a business, getting a loan, or leasing a car. It can take years for you to recover from a bad hit to your credit history, which can be caused by missed bill payments, foreclosure, or filing for bankruptcy protection. Credit repair is the process of trying to raise your score to make yourself more creditworthy in the eyes of lenders.
What Are Some Examples of Situations Where I Might Need a Credit Repair Lawyer?
Most people never think about their credit until it is time to run a credit report. You may only find out about negative claims on your credit history after a credit check. Before you need financing or approval for a loan, check your credit score for any errors. If you have a poor credit score or notice an error on your credit report, you can talk to a credit repair lawyer before:
- Renting an apartment
- Applying for a job
- Leasing a car
- Buying a home
- Taking out a credit card
How Can a Credit Repair Lawyer Help Me?
A credit repair lawyer can review your credit history and identify problems that are hurting your credit score. Your attorney can also dispute any questionable collection reports or delinquent accounts. The credit reporting agencies have to respond to credit score disputes, and your lawyer can clear up your credit record. A credit repair lawyer can help with:
- Disputing mistakes on your credit report
- Reporting identity theft
- Demanding evidence from collection agencies
- Getting past-due accounts off your credit report
What Could Happen if I Don’t Hire a Credit Repair Lawyer?
If you don’t hire a credit repair lawyer, you will be left with the credit score assigned to you. Many consumers are not aware of what’s on their credit report. You can request a free credit score from credit reporting agencies Experian, Equifax, and TransUnion. A bad credit score can result in:
- Higher interest rates
- Increased security deposit
- Denied home loan or mortgage
- Losing an apartment
- Not getting hired for a job
What Are the Top Questions When Choosing a Credit Repair Lawyer in Atlanta?
These questions can help you decide if you feel comfortable and confident that your credit repair lawyer has the qualifications, experience, and ability to manage your case. Many credit repair lawyers offer a free consultation so you can understand your options and get specific legal advice before hiring them. The top questions to ask include:
- What is your experience in handling credit repair cases in Georgia and Atlanta?
- Have you managed credit repair cases like mine?
- What is your record for successful credit repair?
- How long will it take for my credit score to improve?
- How will you communicate with me about the progress of my case?
- What are your fees and billing structure?
Tips for Hiring a Credit Repair Lawyer
Take the time to find a credit repair lawyer who is right for you and will represent your best interests. Find a lawyer who understands your needs and goals and has the experience to get the best outcome. Things to do:
- Ask for recommendations
- Research lawyers online
- Schedule consultations
- Review experience and expertise
- Talk about billing and fees
- Trust your instincts