Top Fort Defiance, AZ Credit Card Fraud Lawyers Near You
2 Oliver Street, Suite 200, Boston, MA 02109
504 E Peace St, Canton, MS 39046
925 NW 6th St., Oklahoma City, OK 73106
350 South Grand Street, 32nd Floor, Los Angeles, CA 90071
2828 Rough St, Suite 800, Dallas, TX 75201
103 East Holly Street, Suite 512, Bellingham, WA 98225-4728
8226 Douglas Avenue, Suite 330, Dallas, TX 75225
1201 15th Street, NW, Washington, DC 20005
1147 Hancock St., # 212, Quincy, MA 02169
602 W. Betrand, PO Box 202, St. Marys, KS 66536
90 Washington Valley Rd, Bedminster, NJ 07921
4010 Barrett Drive, #203, Raleigh, NC 27609
1445 Ross Avenue, Suite 3800, Dallas, TX 75202-2724
55 East Pine Street, Orlando, FL 32801
223 Washington St NE, Suite 500, Huntsville, AL 35801
191 North Wacker Drive, Suite 1601, Chicago, IL 60606
777 S Harbour Island Blvd, Suite 320, Tampa, FL 33602
1 West Third Street, Suite 1700, Tulsa, OK 74103
256 5th Ave, 5th Floor, New York, NY 10001
1 West 4th Street, Winston-Salem, NC 27101
1717 K Street, NW, Washington, DC 20006-5344
51 Louisiana Ave NW, Washington, DC 20001-2113
213 Court St, Suite 500, Middletown, CT 06457
518 South Third Street, Philadelphia, PA 19147
52 Elm Street, Suite 1, Morristown, NJ 07960
Fort Defiance Credit Card Fraud Information
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What Is Credit Card Fraud?
Credit card fraud is an offense that takes place when the offender, without the consent of the legitimate cardholder, uses their credit card or credit card details to make illegitimate purchases or withdraw money from the legitimate cardholder’s account.
Credit card fraud is a form of identity theft and is a crime at both the state and federal levels.
What Are Some Common Types of Credit Card Fraud?
Credit card fraud takes many forms. For example, simply stealing the physical card of the legitimate cardholder and then using the card to make fraudulent in-person or online transactions for the offender’s own benefit qualifies.
Likewise, skimming credit cards at a point-of-sale also constitutes credit card fraud. A dishonest gas station employee who skims the credit card of a legitimate cardholder paying for their bill, then later uses that skimmed data (either selling it on the dark web or by using it directly) is also guilty of credit card fraud.
The prevalence of card chips in contemporary credit cards (and readers that allow would-be criminals to steal data merely by being within range) has led to a prevalence in interest in protecting physical credit card credentials. Chip-blocking shields or sleeves have become standard in many households, with banking institutions joining the trend of issuing sleeves to their clients.
Can You Go to Jail for Credit Card Fraud in Arizona?
Yes. Credit card fraud is a serious crime and those convicted of charges related to credit card fraud whether in federal or state court could be sentenced to a lengthy jail term, depending on the circumstances surrounding the offense and the total damages incurred by the criminal act in question.
What Is the Punishment for Credit Card Fraud?
If found guilty of credit card fraud at the federal level, you could face the maximum penalty is up to 10 years imprisonment in addition to a potential fine of no more than $10,000 per charge. Some types of credit card fraud involving unauthorized use of certain access devices, or telemarketing scams, are included. In these instances, the maximum penalty is escalated to up to 20 years imprisonment.
State-level statutes vary in how they treat credit card fraud, with some bundling the offense in with other white-collar criminal fraud offenses. The penalty for misdemeanor fraud/credit card fraud (sometimes defined as petty theft) typically ranges from six months to one year in county jail, with restitution and fines according to the value stolen or misappropriated.
The penalty for felony credit card fraud (typically defined as fraud over $400, or grand theft) could result in up to five years jail time, with a sentencing range of one to three years.
Do I Need a Credit Card Fraud Lawyer?
If you are facing charges related to credit card fraud, it is highly advised that you retain experienced legal counsel immediately. Without the guidance and legal expertise of a skilled attorney, your chances of being convicted increase significantly, and likewise, your chances of acquiring an acquittal drop substantially.
Given the complexity of most fraud cases, it is strongly recommended that you speak to an attorney specifically focused on criminal defense cases.
How Can a Lawyer Help With Credit Card Fraud Charges?
While attorney-client privilege affords you the right to speak and strategize with your lawyer, it also affords you the benefit of being able to figure out potential pitfalls for your case well in advance.
A skilled criminal defense attorney might deploy any number of common, effective defenses against credit card fraud charges if your case goes to trial. The prosecution will need to prove intent, and that you acted with intent to defraud a legitimate cardholder (or cardholders) during the proceedings, and this can be a high bar to clear.
A good defense attorney will be able to cast doubt on these accusations, barring the presence of strong material evidence, and may also invoke other defensive options. Arguing that you mistakenly confused an individual’s card with your own, that you were forced into a fraudulent activity via threat or duress and other legal defenses may be possible.