Top Charleston, SC Chapter 7 Bankruptcy Lawyers Near You
890 Johnnie Dodds Blvd, Mount Pleasant, SC 29464
300 N. Cedar Street, Suite A, Summerville, SC 29483
25 Calhoun St, Suite 250, Charleston, SC 29401
100 Calhoun St, Suite 400, Charleston, SC 29401
146 Fairchild Street, Suite 130, Charleston, SC 29492
5 Exchange Street, Charleston, SC 29401
170 Meeting Street, Suite 110, Charleston, SC 29401
28 Broad Street, Suite 204, Charleston, SC 29401
75 Port City Landing, Suite 110, Mount Pleasant, SC 29464
850 Morrison Dr, Suite 775, Charleston, SC 29403
134 Meeting Street, 3rd Floor, Charleston, SC 29401
126 Seven Farms Drive, Suite 200, Charleston, SC 29492
12 Carriage Lane, Suite A, Charleston, SC 29407
4000 Faber Place Drive, Suite 450, PO Box 71727, North Charleston, SC 29405
40 Calhoun St, Suite 200, Charleston, SC 29401
288 Meeting Street, Suite 200, Charleston, SC 29401
177 Meeting St, Suite 320, Charleston, SC 29401
PO Box 62342, North Charleston, SC 29419-2342
205 King St, Suite 400, Charleston, SC 29401
171 Church ST, STE 330, Charleston, SC 29401
151 Meeting Street, Suite 600, Charleston, SC 29401
235 Magrath Darby Blvd, Suite 100, Mount Pleasant, SC 29464
1671 Belle Isle Ave, Suite 120, Mount Pleasant, SC 29464
496 Bramson Ct, Suite 100, Mount Pleasant, SC 29464
4000 Faber Place Drive, Suite 300, North Charleston, SC 29405
Charleston Chapter 7 Bankruptcy Information
Lead Counsel Verified Attorneys in Charleston
Lead Counsel independently verifies Chapter 7 Bankruptcy attorneys in Charleston and checks their standing with South Carolina bar associations.
Our Verification Process and Criteria
Ample Experience
Attorneys must meet stringent qualifications and prove they practice in the area of law they’re verified in.
Good Standing
Be in good standing with their bar associations and maintain a clean disciplinary record.
Annual Review
Submit to an annual review to retain their Lead Counsel Verified status.
Client Commitment
Pledge to follow the highest quality client service and ethical standards.
What Is Chapter 7 Bankruptcy?
Chapter 7 bankruptcy liquidates your assets and distributes the proceeds to your creditors. Some exempt assets get legal protection from being sold in bankruptcy. To qualify for Chapter 7 bankruptcy, you must pass what’s known as the means test based on your income, assets, and debts. Chapter 7 puts an immediate stay on any creditor actions.
After the bankruptcy process is over, your qualifying debts are discharged. However, some types of debts are not discharged in bankruptcy, including child support, student loans, and back taxes.
What Are Some Examples of Situations Where I Might Need a Chapter 7 Bankruptcy Lawyer?
If you are struggling with credit card bills, medical debts, personal loans, utility bills, or other unsecured debts, a Chapter 7 bankruptcy lawyer may be able to help. If creditors are hounding you and threatening repossession or foreclosure, you should call a bankruptcy lawyer as soon as possible to protect your rights.
How Can a Lawyer Help Me With Bankruptcy?
An experienced bankruptcy lawyer can give you the knowledge and backing you need to navigate the legal system and find the best possible results for you. Because laws regarding bankruptcy exemptions and the property you can keep vary from state to state, speaking with a lawyer near you with knowledge of Illinois’s laws is critical in understanding your situation and making the best decisions. A bankruptcy lawyer can help with:
- Legal advice and counsel
- Negotiating with creditors
- Filing legal motions and taking care of administrative duties
- Improving your chances of keeping your assets and getting everything settled favorably
What Could Happen if I Don’t Hire a Bankruptcy Lawyer?
Not hiring a bankruptcy lawyer can lead to costly errors and prolonged financial stress. If you don’t hire a bankruptcy lawyer, you might make mistakes in the bankruptcy process. These mistakes could lead to your case being dismissed. Without a lawyer’s guidance, you could miss out on important protections, such as stopping creditor harassment or preventing foreclosure. You might also choose the wrong type of bankruptcy, resulting in more financial trouble. Handling bankruptcy alone increases the risk of losing assets you could have kept and wanted to keep. Additionally, you may struggle to negotiate with creditors without a lawyer. This makes it harder to achieve a manageable debt repayment plan or discharge.
What Questions Should I Ask When Trying To Find a Bankruptcy Lawyer in Chicago?
These questions can help you decide if you feel confident that a lawyer has the qualifications, experience, and ability to manage your case well. Many lawyers offer free consultations that allow you to understand your options and get specific legal advice before hiring them. Top questions include:
- What is your experience in handling bankruptcy cases? Have you managed cases like mine? What was the outcome of these cases?
- Do you have experience resolving issues like this in Illinois?
- What is your approach to handling bankruptcy cases?
- What is your record in negotiating favorable debt repayment plans?
- How do you communicate with clients about the progress of their cases?
- How much input will I have about the case strategy?
- What are your fees and billing structure?
Tips for Hiring a Bankruptcy Lawyer
Finding a lawyer who is right for you and will represent your best interests is an important first step in protecting your rights. Find a lawyer who understands your case, knows your needs and goals, and has the experience to get the best outcome. Things to do:
- Ask for recommendations
- Research lawyers online
- Schedule consultations
- Review experience and expertise
- Talk about billing and fees
- Trust your instincts