Top Wrightstown, NJ Chapter 7 Bankruptcy Lawyers Near You
20 Brace Road, 4th Floor, Cherry Hill, NJ 08034
1415 Marlton Pike East, Suite 302, Cherry Hill, NJ 08002
46 West Main, Maple Shade, NJ 08052
901 Route 168 , #407A, Turnersville, NJ 08012
401 Route 73 North, Suite 130, Marlton, NJ 08053
1940 Route 70 East, Suite 100, Cherry Hill, NJ 08003
1120 NJ-73, Suite 420, Mount Laurel, NJ 08054
24622 E Main St, Columbus, NJ 08022
6000 Sagemore Drive, Suite 6301, Marlton, NJ 08053-3900
507 Kresson Road, Voorhees, NJ 08043
1818 Old Cuthbert Road, Cherry Hill, NJ 08034
1926 Greentree Rd, Suite 100, Cherry Hill, NJ 08003
210 Lake Dr E, Suite 101, Cherry Hill, NJ 08002
1040 Kings Hwy N, Cherry Hill, NJ 08034
4201 Church Rd, Suite 15, Mount Laurel, NJ 08054
1300 Route 73, Suite 205, Mount Laurel, NJ 08054
413 Route 70 East, Cherry Hill, NJ 08034
923 Haddonfield Rd, Suite 300, Cherry Hill, NJ 08002
1874 East Marlton Pike, Suite 3, Cherry Hill, NJ 08003
216 Haddon Avenue, Westmont, NJ 08108
1040 North Kings Highway, Suite 200, Cherry Hill, NJ 08034
400 Fellowship Road, Suite 100, Mount Laurel, NJ 08054
121 Johnson Road, Suite 1, Turnersville, NJ 08012
525 Route 73 South, Marlton, NJ 08053
1000 White Horse Rd, Suite 703, Voorhees, NJ 08043
Wrightstown Chapter 7 Bankruptcy Information
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What Is Bankruptcy?
Bankruptcy is a legal process that allows people to get out from under debts that are causing serious financial harm. Through the bankruptcy process, you may be able to get rid of debts like medical bills, credit card bills, and other unsecured debts. Factors such as your income and whether you have assets that you can sell to pay off some of the debts are taken into account when filing for bankruptcy and will determine what happens.
What Happens When I File for Bankruptcy?
When you file for bankruptcy, you will be under a federal bankruptcy court’s supervision and protection. During this time, you, your lawyer, the court, and your creditors will work on a plan for discharging your eligible debts. Collectors will also be unable to repossess property and garnish your wages or bank accounts during this time.
How Much Does It Cost To File for Bankruptcy?
There is no easy answer to this question. The ultimate cost will be a mix of court filing fees and what you owe your attorney for guiding you through the process. What you owe will depend on how complicated your case is and whether there are any prolonged disputes with creditors. Most likely, however, the debt relief that comes with bankruptcy will outweigh any fees.
How Long Does Bankruptcy Stay on Your Credit Report?
A Chapter 7 bankruptcy filing will stay on your credit report for up to 10 years, while a Chapter 13 will remain for up to seven years. A bankruptcy filing will also harm your credit score. However, if you need to file for bankruptcy, it’s likely your score is not that high anyway, and your bankruptcy will give you a chance at a fresh start and time to rebuild your credit score.