Top Lexington, MA Chapter 13 Bankruptcy Lawyers Near You
60 State Street, Suite 600, Boston, MA 02109
945 Concord St, Framingham, MA 01701
28 State St, Suite 1050, Boston, MA 02109
175 Federal Street, Suite 1225, Boston, MA 02110
Federal Reserve Plaza, 600 Atlantic Avenue, Boston, MA 02210
Chapter 13 Bankruptcy Lawyers | Serving Lexington, MA
220 North Main Street, 3rd Floor, Natick, MA 01760
255 State St, Suite 7B, Boston, MA 02109
260 Franklin Street, Suite 1600, Boston, MA 02110
66 Long Wharf, Boston, MA 02110
155 Seaport Blvd, Boston, MA 02210
175 Federal Street, Boston, MA 02110
50 Congress Street, Suite 1040, Boston, MA 02109
2 Seaport Lane, 9th Floor, Boston, MA 02210
101 Federal St, Suite 1405, Boston, MA 02110-2602
155 Federal Street, 9th Floor, Boston, MA 02110
1200 Crown Colony Dr, Suite 610, Quincy, MA 02169
2 International Place, Boston, MA 02110
One Financial Center, Boston, MA 02111
50 Braintree Hill Office Park, Suite 302, Braintree, MA 02184
1102 Pleasant Street, Suite 828, Worcester, MA 01602
1259 Hyde Park Avenue, Suite 128, Hyde Park, MA 02136
225 Franklin Street, 26th Floor, Boston, MA 02110
2 Oliver St, 4th Floor, Boston, MA 02109
1309 Beacon St, Suite 334, Brookline, MA 02446
1 Faneuil Hall Square, 5th Floor, Boston, MA 02109
Lexington Chapter 13 Bankruptcy Information
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What Is Bankruptcy?
Bankruptcy is a legal process that allows people to get out from under debts that are causing serious financial harm. Through the bankruptcy process, you may be able to get rid of debts like medical bills, credit card bills, and other unsecured debts. Factors such as your income and whether you have assets that you can sell to pay off some of the debts are taken into account when filing for bankruptcy and will determine what happens.
What Happens When I File for Bankruptcy?
When you file for bankruptcy, you will be under a federal bankruptcy court’s supervision and protection. During this time, you, your lawyer, the court, and your creditors will work on a plan for discharging your eligible debts. Collectors will also be unable to repossess property and garnish your wages or bank accounts during this time.
How Much Does It Cost To File for Bankruptcy?
There is no easy answer to this question. The ultimate cost will be a mix of court filing fees and what you owe your attorney for guiding you through the process. What you owe will depend on how complicated your case is and whether there are any prolonged disputes with creditors. Most likely, however, the debt relief that comes with bankruptcy will outweigh any fees.
How Long Does Bankruptcy Stay on Your Credit Report?
A Chapter 7 bankruptcy filing will stay on your credit report for up to 10 years, while a Chapter 13 will remain for up to seven years. A bankruptcy filing will also harm your credit score. However, if you need to file for bankruptcy, it’s likely your score is not that high anyway, and your bankruptcy will give you a chance at a fresh start and time to rebuild your credit score.