Top San Pedro, CA Chapter 13 Bankruptcy Lawyers Near You
620 Newport Center Dr., Suite 1100, Newport Beach, CA 92660
1055 Wilshire Blvd, Suite 1900, Los Angeles, CA 90017
555 S. Flower Street, Suite 4200, Los Angeles, CA 90071
15303 Ventura Boulevard, Suite 1650, Sherman Oaks, CA 91403
12400 Wilshire Blvd, Suite 1120, Los Angeles, CA 90025
11766 Wilshire Blvd, Suite 750, Los Angeles, CA 90025
950 S Coast Dr, Suite 245, Costa Mesa, CA 92626
555 South Flower Street, Suite 2900, Los Angeles, CA 90071
15615 Alton Parkway, Suite 175, Irvine, CA 92618
11601 Wilshire Blvd, Suite 500, Los Angeles, CA 90025
15910 Ventura Blvd, Suite 710, Encino, CA 91436
355 S Grand Ave, Suite 2850, Los Angeles, CA 90071
19800 MacArthur Blvd, Suite 300, Irvine, CA 92612
333 S Grand Ave, Suite 3400, Los Angeles, CA 90071
2049 Century Park E, Suite 3500S, Los Angeles, CA 90067
500 N Brand Blvd, Suite 1650, Glendale, CA 91203
505 N. Tustin Avenue, Suite 105, Santa Ana, CA 92705
633 West 5th Street, Suite 900, Los Angeles, CA 90071
11500 West Olympic Boulevard, Suite 400, Los Angeles, CA 90064
555 South Flower Street, 31st Floor, Los Angeles, CA 90071
3848 E Colorado Blvd, Suite 21, Pasadena, CA 91107
3868 W Carson St, Suite 332, Torrance, CA 90503
444 Flower St, 13th Floor, Los Angeles, CA 90071
1112 Montana Ave, Ste 207, Santa Monica, CA 90403
575 Anton Blvd, Suite 750, Costa Mesa, CA 92626
San Pedro Chapter 13 Bankruptcy Information
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What Is Bankruptcy?
Bankruptcy is a legal process that allows people to get out from under debts that are causing serious financial harm. Through the bankruptcy process, you may be able to get rid of debts like medical bills, credit card bills, and other unsecured debts. Factors such as your income and whether you have assets that you can sell to pay off some of the debts are taken into account when filing for bankruptcy and will determine what happens.
What Happens When I File for Bankruptcy?
When you file for bankruptcy, you will be under a federal bankruptcy court’s supervision and protection. During this time, you, your lawyer, the court, and your creditors will work on a plan for discharging your eligible debts. Collectors will also be unable to repossess property and garnish your wages or bank accounts during this time.
How Much Does It Cost To File for Bankruptcy?
There is no easy answer to this question. The ultimate cost will be a mix of court filing fees and what you owe your attorney for guiding you through the process. What you owe will depend on how complicated your case is and whether there are any prolonged disputes with creditors. Most likely, however, the debt relief that comes with bankruptcy will outweigh any fees.
How Long Does Bankruptcy Stay on Your Credit Report?
A Chapter 7 bankruptcy filing will stay on your credit report for up to 10 years, while a Chapter 13 will remain for up to seven years. A bankruptcy filing will also harm your credit score. However, if you need to file for bankruptcy, it’s likely your score is not that high anyway, and your bankruptcy will give you a chance at a fresh start and time to rebuild your credit score.