Top La Jolla, CA Chapter 11 Bankruptcy Lawyers Near You
2244 Faraday Ave, PMB, Carlsbad, CA 92008
402 West Broadway, Suite 400, San Diego, CA 92101
550 West C Street, Suite 1750, San Diego, CA 92101
600 B Street, Suite 1420, San Diego, CA 92101
401 West A Street, Suite 1900, San Diego, CA 92101-8484
4655 Executive Drive, Suite 350, San Diego, CA 92121
600 B St., Suite 1700, San Diego, CA 92101
1162 El Camino Real, Suite 100, San Diego, CA 92130
3435 Camino del Rio S, Suite 210, San Diego, CA 92108
7777 Alvarado Road, Suite 413, La Mesa, CA 91942
750 B Street, Suite 2900, San Diego, CA 92101
3838 Camino Del Rio N, Ste 225, San Diego, CA 92108
600 West Broadway, Suite 1060, San Diego, CA 92101
225 Broadway, Suite 1400, San Diego, CA 92101
PO Box 723, Carlsbad, CA 92018
12255 El Camino Real, Suite 250, San Diego, CA 92130
11682 El Camino Real, Suite 400, San Diego, CA 92130
4455 Murphy Canyon Rd, Suite 112, San Diego, CA 92123
4655 Cass St, Suite 404, San Diego, CA 92109
823 Anchorage Place, #25, Chula Vista, CA 91914
185 West F Street, Suite 100, San Diego, CA 92101
2221 Camino Del Rio S, Suite 308, San Diego, CA 92108
411 Ivy St, San Diego, CA 92101
750 B Street, Suite 2200, San Diego, CA 92101
12670 High Bluff Drive, San Diego, CA 92130
La Jolla Chapter 11 Bankruptcy Information
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What Is Bankruptcy?
Bankruptcy is a legal process that allows people to get out from under debts that are causing serious financial harm. Through the bankruptcy process, you may be able to get rid of debts like medical bills, credit card bills, and other unsecured debts. Factors such as your income and whether you have assets that you can sell to pay off some of the debts are taken into account when filing for bankruptcy and will determine what happens.
What Happens When I File for Bankruptcy?
When you file for bankruptcy, you will be under a federal bankruptcy court’s supervision and protection. During this time, you, your lawyer, the court, and your creditors will work on a plan for discharging your eligible debts. Collectors will also be unable to repossess property and garnish your wages or bank accounts during this time.
How Much Does It Cost To File for Bankruptcy?
There is no easy answer to this question. The ultimate cost will be a mix of court filing fees and what you owe your attorney for guiding you through the process. What you owe will depend on how complicated your case is and whether there are any prolonged disputes with creditors. Most likely, however, the debt relief that comes with bankruptcy will outweigh any fees.
How Long Does Bankruptcy Stay on Your Credit Report?
A Chapter 7 bankruptcy filing will stay on your credit report for up to 10 years, while a Chapter 13 will remain for up to seven years. A bankruptcy filing will also harm your credit score. However, if you need to file for bankruptcy, it’s likely your score is not that high anyway, and your bankruptcy will give you a chance at a fresh start and time to rebuild your credit score.