Top Carlsbad, CA Chapter 11 Bankruptcy Lawyers Near You
1162 El Camino Real, Suite 100, San Diego, CA 92130
2424 Vista Way, Suite 202, Oceanside, CA 92054
600 B Street, Suite 1420, San Diego, CA 92101
750 B Street, Suite 2900, San Diego, CA 92101
2244 Faraday Ave, PMB, Carlsbad, CA 92008
550 West C Street, Suite 1750, San Diego, CA 92101
600 B St., Suite 1700, San Diego, CA 92101
402 West Broadway, Suite 400, San Diego, CA 92101
3435 Camino del Rio S, Suite 210, San Diego, CA 92108
401 West A Street, Suite 1900, San Diego, CA 92101-8484
4655 Executive Drive, Suite 350, San Diego, CA 92121
600 W. Broadway, One America Plaza, Suite 500, San Diego, CA 92101
225 Broadway, Suite 1900, San Diego, CA 92101
501 West Broadway, Suite 2000, San Diego, CA 92101
16236 San Diego Rd., Suite 4-12, Rancho Santa Fe, CA 92067
600 W Broadway, Suite 1080, San Diego, CA 92101
PO Box 9058, La Jolla, CA 92038
501 W Broadway, Suite 800, San Diego, CA 92101
3580 Carmel Mountain Road, Suite 300, San Diego, CA 92130
3579 4th Avenue, San Diego, CA 92103
12255 El Camino Real, Suite 300, San Diego, CA 92130
411 Ivy St, San Diego, CA 92101
4365 Executive Drive, Suite 300, San Diego, CA 92121
4655 Executive Drive, Suite 1500, San Diego, CA 92121
1320 Columbia Street, Suite 210, San Diego, CA 92101
Carlsbad Chapter 11 Bankruptcy Information
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What Is Bankruptcy?
Bankruptcy is a legal process that allows people to get out from under debts that are causing serious financial harm. Through the bankruptcy process, you may be able to get rid of debts like medical bills, credit card bills, and other unsecured debts. Factors such as your income and whether you have assets that you can sell to pay off some of the debts are taken into account when filing for bankruptcy and will determine what happens.
What Happens When I File for Bankruptcy?
When you file for bankruptcy, you will be under a federal bankruptcy court’s supervision and protection. During this time, you, your lawyer, the court, and your creditors will work on a plan for discharging your eligible debts. Collectors will also be unable to repossess property and garnish your wages or bank accounts during this time.
How Much Does It Cost To File for Bankruptcy?
There is no easy answer to this question. The ultimate cost will be a mix of court filing fees and what you owe your attorney for guiding you through the process. What you owe will depend on how complicated your case is and whether there are any prolonged disputes with creditors. Most likely, however, the debt relief that comes with bankruptcy will outweigh any fees.
How Long Does Bankruptcy Stay on Your Credit Report?
A Chapter 7 bankruptcy filing will stay on your credit report for up to 10 years, while a Chapter 13 will remain for up to seven years. A bankruptcy filing will also harm your credit score. However, if you need to file for bankruptcy, it’s likely your score is not that high anyway, and your bankruptcy will give you a chance at a fresh start and time to rebuild your credit score.