Top Collingswood, NJ Business Bankruptcy Lawyers Near You
1010 Kings Highway South, Cherry Hill, NJ 08034
457 Haddonfield Road, Cherry Hill, NJ 08002
457 Haddonfield Road, Suite 400, Cherry Hill, NJ 08002
2000 Midlantic Dr, Mount Laurel, NJ 08054
10000 Lincoln Dr E, Suite 201, Marlton, NJ 08053
1040 North Kings Highway, Suite 200, Cherry Hill, NJ 08034
1818 Old Cuthbert Road, Cherry Hill, NJ 08034
750 Route 73 South, Bldg #1, Suite 106, Marlton, NJ 08053
601 Route 73 North, Suite 305, Marlton, NJ 08053
210 Lake Dr E, Suite 101, Cherry Hill, NJ 08002
923 Haddonfield Rd, Suite 300, Cherry Hill, NJ 08002
1040 Kings Hwy N, Cherry Hill, NJ 08034
76 Euclid Avenue, Suite 103, Haddonfield, NJ 08033
24622 E Main St, Columbus, NJ 08022
18 Kings Hwy West, Haddonfield, NJ 08033
6000 Sagemore Drive, Suite 6301, Marlton, NJ 08053-3900
507 Kresson Road, Voorhees, NJ 08043
1926 Greentree Rd, Suite 100, Cherry Hill, NJ 08003
525 Route 73 South, Marlton, NJ 08053
308 Harper Dr, Suite 200, Moorestown, NJ 08057
1000 White Horse Rd, Suite 703, Voorhees, NJ 08043
750 Route 73 S., Marlton, NJ 08053
412 South White Horse Pike, Audubon, NJ 08106
1810 Chapel Avenue West, Cherry Hill, NJ 08002
2 Riverside Drive, Suite 502, Camden, NJ 08103
Collingswood Business Bankruptcy Information
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What Is Bankruptcy?
Bankruptcy is a legal process that allows people to get out from under debts that are causing serious financial harm. Through the bankruptcy process, you may be able to get rid of debts like medical bills, credit card bills, and other unsecured debts. Factors such as your income and whether you have assets that you can sell to pay off some of the debts are taken into account when filing for bankruptcy and will determine what happens.
What Happens When I File for Bankruptcy?
When you file for bankruptcy, you will be under a federal bankruptcy court’s supervision and protection. During this time, you, your lawyer, the court, and your creditors will work on a plan for discharging your eligible debts. Collectors will also be unable to repossess property and garnish your wages or bank accounts during this time.
How Much Does It Cost To File for Bankruptcy?
There is no easy answer to this question. The ultimate cost will be a mix of court filing fees and what you owe your attorney for guiding you through the process. What you owe will depend on how complicated your case is and whether there are any prolonged disputes with creditors. Most likely, however, the debt relief that comes with bankruptcy will outweigh any fees.
How Long Does Bankruptcy Stay on Your Credit Report?
A Chapter 7 bankruptcy filing will stay on your credit report for up to 10 years, while a Chapter 13 will remain for up to seven years. A bankruptcy filing will also harm your credit score. However, if you need to file for bankruptcy, it’s likely your score is not that high anyway, and your bankruptcy will give you a chance at a fresh start and time to rebuild your credit score.