Top New City, NY Bankruptcy Lawyers Near You
479 Merrick Rd., Lynbrook, NY 11563-2405
200 Park Avenue, New York, NY 10166
1133 Westchester Avenue, White Plains, NY 10604-3407
420 Lexington Ave, Ste 300, New York, NY 10170
131 W 35th St, 12th Floor, New York, NY 10001
White Plains Center, 50 Main Street, Suite 1000, White Plains, NY 10606
225 Liberty Street, 36th Floor, New York, NY 10281
1271 Ave of the Americas, New York, NY 10020
77 Water St, Floor 16, Manhattan, NY 10005
300 Madison Ave, 27th Floor, New York, NY 10017
136-20 38th Ave, Suite 3D, Flushing, NY 11354
220 White Plains Road, Tarrytown, NY 10591
600 3rd Ave, Floor 2, New York, NY 10016
1221 Avenue of the Americas, New York, NY 10020-1089
275 Madison Ave, Suite 2002, New York, NY 10016
500 Mamaroneck Ave., Suite 503, Harrison, NY 10528
830 Third Avenue, Suite 200, New York, NY 10022
810 Seventh Avenue, Suite 1105, New York, NY 10019
420 Lexington Ave, Room 1402, New York, NY 10170
112 West 34th Street, Suite 1515, New York, NY 10120
44 S Broadway, Suite 100, White Plains, NY 10601
105 W 86th St, #314, New York, NY 10024
1114 Avenue of the Americas, 21st Floor, New York, NY 10036-7703
90 Park Avenue, New York, NY 10016-1387
477 Madison Avenue, Suite 1230, New York, NY 10022
New City Bankruptcy Information
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What Is Bankruptcy?
Bankruptcy is a legal process that allows people to get out from under debts that are causing serious financial harm. Through the bankruptcy process, you may be able to get rid of debts like medical bills, credit card bills, and other unsecured debts. Factors such as your income and whether you have assets that you can sell to pay off some of the debts are taken into account when filing for bankruptcy and will determine what happens.
What Happens When I File for Bankruptcy?
When you file for bankruptcy, you will be under a federal bankruptcy court’s supervision and protection. During this time, you, your lawyer, the court, and your creditors will work on a plan for discharging your eligible debts. Collectors will also be unable to repossess property and garnish your wages or bank accounts during this time.
How Much Does It Cost To File for Bankruptcy?
There is no easy answer to this question. The ultimate cost will be a mix of court filing fees and what you owe your attorney for guiding you through the process. What you owe will depend on how complicated your case is and whether there are any prolonged disputes with creditors. Most likely, however, the debt relief that comes with bankruptcy will outweigh any fees.
How Long Does Bankruptcy Stay on Your Credit Report?
A Chapter 7 bankruptcy filing will stay on your credit report for up to 10 years, while a Chapter 13 will remain for up to seven years. A bankruptcy filing will also harm your credit score. However, if you need to file for bankruptcy, it’s likely your score is not that high anyway, and your bankruptcy will give you a chance at a fresh start and time to rebuild your credit score.