Top Clay, AL Bankruptcy Lawyers Near You

Bankruptcy Lawyers | Serving Clay, AL

15 Southlake Lane, Ste 140, Birmingham, AL 35244

Bankruptcy Lawyers | Serving Clay, AL

Two North Twentieth Street, Suite 1310, Birmingham, AL 35203

Bankruptcy Lawyers | Serving Clay, AL

505 20th Street North, Suite 1200, Birmingham, AL 35203

Bankruptcy Lawyers | Serving Clay, AL

420 North 20th Street, Suite 2200, Birmingham, AL 35203

Bankruptcy Lawyers | Serving Clay, AL

2067 Columbiana Rd, Vestavia, AL 35216-2139

Bankruptcy Lawyers | Serving Clay, AL

1000 Urban Center Dr, Ste 115, Vestavia Hills, AL 35242

Bankruptcy Lawyers | Serving Clay, AL

1130 22nd Street, South, Suite 3000, Birmingham, AL 35205

Bankruptcy Lawyers | Serving Clay, AL

1032 26th St. S, P.O. Box 55147, Birmingham, AL 35255-5147

Bankruptcy Lawyers | Serving Clay, AL

2227 1st Avenue South, Suite 100, Birmingham, AL 35233

Bankruptcy Lawyers | Serving Clay, AL

1901 6th Avenue North, Suite 1110, Birmingham, AL 35203

Bankruptcy Lawyers | Serving Clay, AL

300 Richard Arrington Jr. Blvd. N, Suite 503, Birmingham, AL 35203

Bankruptcy Lawyers | Serving Clay, AL

300 Office Park Drive, Suite 175, Birmingham, AL 35223

Bankruptcy Lawyers | Serving Clay, AL

2100 SouthBridge Parkway, Suite 650, Birmingham, AL 35209

Bankruptcy Lawyers | Serving Clay, AL

3590-B Pelham Pkwy, Suite 254, Pelham, AL 35124

Bankruptcy Lawyers | Serving Clay, AL

2100 Southbridge Pkwy, Suite 650, Birmingham, AL 35209

Bankruptcy Lawyers | Serving Clay, AL

1901 6th Avenue North, Suite 1700, Birmingham, AL 35203

Bankruptcy Lawyers | Serving Clay, AL

1901 6th Ave. N, Suite 1400, Birmingham, AL 35203-2623

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Clay Bankruptcy Information

Lead Counsel Badge

Lead Counsel Verified Attorneys in Clay

Lead Counsel independently verifies Bankruptcy attorneys in Clay and checks their standing with Alabama bar associations.

Our Verification Process and Criteria

  • Ample Experience

    Attorneys must meet stringent qualifications and prove they practice in the area of law they’re verified in.
  • Good Standing

    Be in good standing with their bar associations and maintain a clean disciplinary record.
  • Annual Review

    Submit to an annual review to retain their Lead Counsel Verified status.
  • Client Commitment

    Pledge to follow the highest quality client service and ethical standards.

What Is Bankruptcy?

Bankruptcy is a legal process that allows people to get out from under debts that are causing serious financial harm. Through the bankruptcy process, you may be able to get rid of debts like medical bills, credit card bills, and other unsecured debts. Factors such as your income and whether you have assets that you can sell to pay off some of the debts are taken into account when filing for bankruptcy and will determine what happens.

What Happens When I File for Bankruptcy?

When you file for bankruptcy, you will be under a federal bankruptcy court’s supervision and protection. During this time, you, your lawyer, the court, and your creditors will work on a plan for discharging your eligible debts. Collectors will also be unable to repossess property and garnish your wages or bank accounts during this time.

How Much Does It Cost To File for Bankruptcy?

There is no easy answer to this question. The ultimate cost will be a mix of court filing fees and what you owe your attorney for guiding you through the process. What you owe will depend on how complicated your case is and whether there are any prolonged disputes with creditors. Most likely, however, the debt relief that comes with bankruptcy will outweigh any fees.

How Long Does Bankruptcy Stay on Your Credit Report?

A Chapter 7 bankruptcy filing will stay on your credit report for up to 10 years, while a Chapter 13 will remain for up to seven years. A bankruptcy filing will also harm your credit score. However, if you need to file for bankruptcy, it’s likely your score is not that high anyway, and your bankruptcy will give you a chance at a fresh start and time to rebuild your credit score.

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