Top Cold Spring, NY Student Loan Debt Lawyers Near You
Student Loan Debt Lawyers | Serving Cold Spring, NY
400 Jericho Turnpike, Suite 226, Jericho, NY 11753
Those confronted with Student Loan Debt issues can connect with Law Office Of Bradley D. Schnur, Esq. P.C. This practice offers legal help to clients in the Cold Spring, New York area.
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Student Loan Debt Lawyers | Serving Cold Spring, NY
1025 Westchester Avenue, Suite 215, White Plains, NY 10604
Norgaard, O'Boyle & Hannon has experience helping clients with their Student Loan Debt needs in Cold Spring, New York.
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900 Third Avenue, 8th Floor, New York, NY 10022
225 Broadway, Suite 1900, New York, NY 10007
477 Madison Avenue, Suite 1230, New York, NY 10022
160H Dinsmore Street, Staten Island, NY 10314
, New York, NY 10017
1177 Avenue of the Americas, 43rd Floor, New York, NY 10036-2714
55 West 46th Street, New York, NY 10036-4120
450 Seventh Ave, Suite 1802, New York, NY 10123
479 Merrick Rd., Lynbrook, NY 11563-2405
250 Park Avenue, Suite 1508, 7th Floor, New York, NY 10171
88 Pine Street, 29th Floor, New York, NY 10005
605 Third Avenue, New York, NY 10158
60 E 42nd St, 40th Floor, New York, NY 10165
101 Park Avenue, 17th Floor, New York, NY 10178
275 Madison Ave, 10th Floor, New York, NY 10016
1270 Ave of the Americas, 7th Floor—1050, New York, NY 10020
7 Times Square, 40th Floor, New York, NY 10036
50 Main Street, Suite 1000, White Plains, NY 10606
1345 Ave of the Americas, 22nd Floor, New York, NY 10105
12 East 49th St, New York, NY 10017
462 Seventh Ave, 6th Floor, New York, NY 10018
1120 Avenue of the Americas, 13th Floor, New York, NY 10036
45 Rockefeller Plaza, New York, NY 10111-0100
Cold Spring Student Loan Debt Information
Lead Counsel Verified Attorneys in Cold Spring
Lead Counsel independently verifies Student Loan Debt attorneys in Cold Spring and checks their standing with New York bar associations.
Our Verification Process and Criteria
Ample Experience
Attorneys must meet stringent qualifications and prove they practice in the area of law they’re verified in.
Good Standing
Be in good standing with their bar associations and maintain a clean disciplinary record.
Annual Review
Submit to an annual review to retain their Lead Counsel Verified status.
Client Commitment
Pledge to follow the highest quality client service and ethical standards.
What Is Student Loan Debt?
Many college students finish their education with high amounts of student loan debt. Student loan debt gets different legal treatment than other types of personal loan debt. Some legal options for students with high student loan debt include:
- Public service loan forgiveness
- Income-based repayment
- Pay-as-you-earn payment
Student loan debt is also unique because it is hard to discharge in bankruptcy. Even after Chapter 7 or Chapter 13 bankruptcy, graduates cannot clear most of their student debts.
What Are Some Examples of Situations Where I Might Need a Student Loan Debt Lawyer?
Student loan repayment programs can change at any time. The federal government or state laws can change eligibility for student loan repayment or loan forgiveness laws. Many students rely on loan forgiveness or payment plans to manage their student loan debts. If your student loans are out of control and making it hard to pay other debts, a lawyer may be able to help.
How Can a Lawyer Help Me Get Rid of Student Loan Debt?
A lawyer experienced in helping with student loan debt may be able to help you access repayment programs you didn’t know about. They can negotiate with lenders and creditors to reduce your debt on your behalf. Your lawyer may also be able to help you get rid of other debts in the bankruptcy process, giving you more flexibility to make your student loan payments.
What Could Happen if I Don’t Hire a Student Loan Debt Lawyer?
Students must understand their loan repayment liability and how eligibility for assistance programs can change. Failing to manage your student loan debt can lead to default and additional costs to pay off the loans. This will harm your credit score, making buying a home or securing credit harder. It will also likely lead to creditor harassment.
What Questions Should I Ask When Trying To Find a Bankruptcy Lawyer in Chicago?
These questions can help you decide if you feel confident that a lawyer has the qualifications, experience, and ability to manage your case well. Many lawyers offer free consultations that allow you to understand your options and get specific legal advice before hiring them. Top questions include:
- What is your experience in handling bankruptcy cases? Have you managed cases like mine? What was the outcome of these cases?
- Do you have experience resolving issues like this in Illinois?
- What is your approach to handling bankruptcy cases?
- What is your record in negotiating favorable debt repayment plans?
- How do you communicate with clients about the progress of their cases?
- How much input will I have about the case strategy?
- What are your fees and billing structure?
Tips for Hiring a Bankruptcy Lawyer
Finding a lawyer who is right for you and will represent your best interests is an important first step in protecting your rights. Find a lawyer who understands your case, knows your needs and goals, and has the experience to get the best outcome. Things to do:
- Ask for recommendations
- Research lawyers online
- Schedule consultations
- Review experience and expertise
- Talk about billing and fees
- Trust your instincts